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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

Oct 18, 2025

5 min

What is the formula for calculating my RMD?

As of 2023, the age to begin taking Required Minimum Distributions (RMDs) from retirement accounts increased to 73 under the SECURE 2.0 Act. If you are wondering, “**What is the formula for calculating my RMD?**” the process generally involves dividing your prior year-end account balance by a life expectancy factor provided by the IRS.

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Oct 15, 2025

3 min

At What Age Does RMD Stop? Unpacking the Lifelong Obligation

For most owners of traditional retirement accounts, the simple and often surprising answer is that required minimum distributions (RMDs) never stop during their lifetime. Once you reach the designated starting age, currently 73, you are required to take annual withdrawals for the rest of your life.

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