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How do I redeem my AARP rewards points? Your Complete Guide

5 min read

According to AARP, millions of members and non-members participate in their rewards program, earning points for engaging in various wellness and educational activities. Understanding exactly how do I redeem my AARP rewards points is key to unlocking the full value of this popular program and accessing a wide array of benefits and discounts.

Quick Summary

To redeem AARP rewards points, you must log in to your account at aarp.org/rewards or use the AARP Now app, then navigate to the 'Redeem' section to select from sweepstakes entries, gift cards, or local deals to complete your transaction.

Key Points

  • Log in Online: The primary method for redemption is logging into your account on the official aarp.org/rewards website or the AARP Now app.

  • Diverse Rewards Catalog: AARP offers a variety of redemption options, including gift cards, sweepstakes, local deals, and charitable donations.

  • Point Expiration: Unused AARP Rewards points expire 12 months after being earned, on a rolling monthly basis.

  • Member vs. Non-Member Benefits: Full AARP members earn points faster and have access to exclusive, higher-value rewards.

  • Clear Distinction: Do not confuse AARP Rewards points with credit card cash back, which is a separate program with different redemption methods.

  • Maximize Earnings: You can earn more points by completing quizzes, tracking fitness, and checking for daily deals on the website or app.

In This Article

Your Step-by-Step Guide to AARP Rewards Redemption

Redeeming your AARP Rewards points is a straightforward process that can be completed entirely online. Whether you are seeking gift cards, local discounts, or chances to win valuable sweepstakes, the steps are the same. This guide walks you through the process, from logging in to finalizing your reward claim.

Step 1: Access the AARP Rewards Website Start by visiting the official AARP Rewards page. You can either go directly to aarp.org/rewards or find the link from the main AARP homepage. Once there, you will need to log in to your account. If you don't have one, you can sign up for a free rewards account, even without a full AARP membership.

Step 2: Navigate to the 'Redeem' Section After logging in, look for a 'Redeem' option. This can often be found in the navigation menu at the top of the page or in a drop-down menu under your profile information. Clicking this will take you to the rewards catalog, where all available redemption options are listed.

Step 3: Browse the Rewards Catalog Take your time exploring the different categories of rewards. AARP offers a diverse selection, which may include:

  • Gift Cards: Digital gift cards for popular retailers like Amazon, Home Depot, and CVS Pharmacy are frequently available.
  • Sweepstakes: Use points for a chance to win larger prizes, from travel packages to merchandise.
  • Local Deals: Find coupons and discounts for businesses in your area, redeemable by printing or saving to your mobile device.
  • Instant Wins: Some gift cards or items are offered as instant win games for a small number of points.
  • Member Exclusives: If you are a full AARP member, you will have access to a special stash of rewards with enhanced value.

Step 4: Select Your Reward and Add to Cart When you find a reward you want, click on it to view the details, including the point cost, terms and conditions, and how you will receive it. For digital rewards like gift cards, they are typically delivered to your email inbox. For physical merchandise, be prepared to provide a valid shipping address. Click 'Add to Cart' to proceed.

Step 5: Review and Complete Your Checkout Before finalizing, you can review your cart to ensure everything is correct. From the cart, you can either proceed to checkout or continue browsing for more items. The checkout process is simple, and no payment information is needed if you are redeeming with points alone. Once complete, a confirmation email will be sent to your registered address.

Important Considerations for AARP Rewards

Understanding Point Expiration

Many people are surprised to learn that AARP rewards points do not last forever. Any unused points expire 12 months after they are earned. This happens on a rolling, monthly basis, so it's wise to regularly check your point balance and transaction history to see what points are nearing their expiration date. This detail encourages active participation and ensures you don't lose out on valuable rewards.

Rewards for Members vs. Non-Members

While anyone can join AARP Rewards for free, full AARP members receive enhanced benefits. These include earning points 50% faster on activities and gaining access to a separate category of members-only rewards, which often offer better value. Comparing your options can help you decide if a full membership is worthwhile.

Distinguishing from AARP Credit Card Rewards

It's important not to confuse AARP Rewards points with the cash back rewards from the AARP credit card program. AARP credit cards now offer cash back, which is managed separately through the bank's rewards center, not the aarp.org/rewards platform. Check your credit card statement or the bank's website for information on redeeming those specific rewards.

A Comparison of Reward Types

Reward Type Best For Pros Cons
Gift Cards Guaranteed savings on everyday purchases. Instant gratification; wide variety of popular brands. High point cost relative to sweepstakes.
Sweepstakes Those feeling lucky and hoping for a big payoff. Low point cost for a chance at a large prize. Low odds of winning; no guaranteed return.
Local Deals Saving money on goods and services nearby. Practical, tangible savings at nearby businesses. Availability is limited by location.
Merchandise Physical items like electronics or home goods. Tangible items shipped to your home. High point cost; potentially long shipping times.
Charitable Donations Giving back to a cause you care about. A rewarding way to use points for good. No direct personal benefit.

Maximizing Your AARP Rewards Experience

Beyond simple redemption, here are some tips to help you get the most out of the program:

  • Stay Active: Regularly complete quizzes, watch videos, and engage with other activities on the AARP site or app to consistently earn points.
  • Check for Daily Deals: AARP frequently offers 'Daily Deals' that can provide a higher value for your points on a first-come, first-served basis.
  • Connect a Fitness Tracker: Syncing a health app or fitness tracker can earn you daily points for hitting step goals, a great way to stay healthy and earn rewards at the same time.
  • Use the AARP Now App: The app provides a convenient way to earn points and redeem rewards on the go. It also often has exclusive activities not available on the website.

Troubleshooting Common Redemption Issues

If you encounter a problem while trying to redeem your points, follow these steps:

  1. Check your login details: Ensure you are using the correct username and password. Some users have separate AARP membership and AARP Rewards logins.
  2. Verify point balance: Confirm you have enough points for the desired reward.
  3. Review reward details: Read the terms and conditions carefully, as some rewards have specific restrictions or limited availability.
  4. Clear your browser cache: A clean cache can resolve many website display issues.
  5. Contact AARP Support: If problems persist, the AARP Help Center is the best resource for direct assistance.

Following these steps will ensure a smooth redemption process. For the most up-to-date information, always refer to the official AARP Rewards page: https://www.aarp.org/rewards/.

Conclusion

Redeeming your AARP Rewards points is a simple and rewarding process once you know the steps. By logging into your account on the AARP Rewards website, navigating to the redemption catalog, and selecting from a variety of options, you can convert your hard-earned points into valuable goods and services. Remember to be mindful of point expiration dates and leverage your AARP membership for exclusive deals to maximize your benefits.

Frequently Asked Questions

Yes, you can. The AARP Rewards program is free to join for both members and non-members. However, full AARP members do receive enhanced benefits, such as earning points faster and gaining access to exclusive rewards.

Yes, your AARP Rewards points have an expiration date. Any points you have not redeemed will expire 12 months after they were originally earned. AARP suggests checking your transaction history to track expiring points.

AARP Rewards points can be redeemed for a variety of items, including digital gift cards for major retailers, entries into sweepstakes for large prizes, local deals and coupons, and physical merchandise.

To find the rewards catalog, log in to your AARP Rewards account online at aarp.org/rewards. Navigate to the 'Redeem' section, which will display all the categories of rewards available for redemption.

Yes, the AARP Now app provides a convenient way to earn and redeem points on the go. The redemption process is similar to the website, allowing you to browse and select rewards directly from your mobile device.

Digital gift cards are typically delivered to your email inbox shortly after you complete the redemption process. Always double-check your spam or junk folder if you don't see it within a few hours.

No, they are separate programs. The AARP credit card now offers cash back rewards, which must be redeemed through the issuing bank's portal, not the aarp.org/rewards website.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.