Demystifying AARP's Fitness Options
When people ask "How much does the AARP fitness program cost?", they are often thinking of a single, standardized program. However, AARP partners with different providers to offer a range of fitness benefits, meaning the cost depends entirely on your specific plan and membership type. The two main avenues for fitness are the Renew Active program, primarily for those with certain UnitedHealthcare Medicare plans, and the Active & Fit Direct program, which is a discounted gym membership available to all AARP members.
Renew Active: The No-Cost Medicare Advantage Option
For many AARP members enrolled in a UnitedHealthcare Medicare Advantage plan, the Renew Active program is the answer to a free fitness program. This benefit comes at no additional cost to you and is included with your health plan. It's important to verify your eligibility and whether your specific Medicare Advantage plan includes this benefit, as not all plans do.
What Renew Active includes:
- Free Gym Membership: Gain access to an extensive national network of gyms and fitness locations without an additional fee.
- At-Home Workouts: Thousands of on-demand workout videos and live streaming fitness classes are available for home use.
- Brain Health Program: Members also get access to the AARP® Staying Sharp® program, which includes brain health content and assessments.
- Social Connection: The program facilitates social activities at local health and wellness classes and events.
- Fitbit Community: Access an online Fitbit® community for Renew Active members, even if you don't own a Fitbit device.
Active & Fit Direct: Discounted Gym Membership for AARP Members
For AARP members who do not have a UnitedHealthcare Medicare Advantage plan, or who simply prefer more options, the Active & Fit Direct program is a cost-effective alternative. This benefit provides access to a large network of gyms for a low monthly fee.
Active & Fit Direct costs and features:
- Monthly Fee: The standard option costs a flat monthly rate of $28.
- No Long-Term Contracts: The plan is month-to-month, allowing you to cancel or switch gyms at any time.
- Multiple Gyms: For just $5 more per month, you can add additional standard gyms to your plan.
- Premium Options: Access premium fitness studios for 20–70% off.
- Well-Being Coaching: The membership includes access to 1-on-1 well-being coaching.
Comparing AARP Fitness Program Options
To help you decide which option is best for you, here is a comparison of the primary AARP fitness programs:
| Feature | Renew Active | Active & Fit Direct |
|---|---|---|
| Cost | $0 (included with eligible UnitedHealthcare Medicare Advantage plans) | $28 per month (standard gym access) |
| Eligibility | UnitedHealthcare Medicare Advantage plan holders | All AARP members |
| Gym Network | Access to over 25,000 national gyms and fitness locations | Access to over 12,700 standard gyms and 9,800+ premium studios |
| At-Home Access | Extensive library of on-demand and live streaming classes | Available, along with 1-on-1 coaching |
| Brain Health | Includes AARP® Staying Sharp® content | Not included |
| Contracts | No contract tied to the fitness program | No long-term contract |
| Social Programs | Includes access to local health and wellness events | Not included |
Finding the Right Fit for Your Lifestyle and Budget
Before you enroll in any program, it's crucial to evaluate your health coverage and fitness needs. For those already enrolled in a UnitedHealthcare Medicare Advantage plan, Renew Active is likely the most economical and comprehensive option. If your plan does not cover it, or you are not a Medicare Advantage member, Active & Fit Direct provides a flexible, low-cost solution with a wide variety of facilities. Always check the network of participating gyms to ensure your preferred location is included before signing up.
How to get started:
- Check your eligibility: If you have a UnitedHealthcare Medicare Advantage plan, sign in to your member portal or contact the insurer directly to see if Renew Active is included in your benefits.
- Explore Active & Fit Direct: If you're an AARP member, visit the AARP website to find details on the Active & Fit Direct program and view the list of participating gyms.
- Consult your doctor: Before starting any new exercise program, it's always recommended to consult with your physician.
- Utilize online tools: AARP offers a range of free online fitness resources, videos, and articles that can be used regardless of your program choice.
Final Considerations
The most important takeaway is that AARP doesn't offer a single fitness program with one set cost. Instead, it leverages partnerships to provide members with different opportunities tailored to their insurance situation. Whether you qualify for the zero-cost Renew Active or opt for the affordable Active & Fit Direct, the goal is the same: to provide access to fitness and well-being resources that support a healthy and active lifestyle in your retirement years. For more information on health and wellness, visit AARP's Staying Healthy resource page.
AARP's Commitment to Healthy Aging
Beyond just the gym memberships, AARP is dedicated to providing extensive healthy aging resources. This includes everything from free online workout videos and health articles to resources on brain health and nutritious recipes. These benefits, often available at no extra charge to members, complement the structured fitness programs and offer a holistic approach to wellness for older adults.
