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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

Does Medicaid Pay for Assisted Living in ND? How North Dakota's Waivers Can Help

Medicaid does not pay for the room and board portion of assisted living in North Dakota; however, the state offers programs like the Medicaid Waiver for Home and Community Based Services (HCBS) and the Basic Care Assistance Program (BCAP) to cover the cost of care and services. Understanding how these specific programs work is crucial for families seeking financial assistance for senior care in the state.

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5 min

How much money do you need to live in a retirement community?

According to research from A Place for Mom, the median monthly cost for independent living was around $3,145 in 2025. Determining **how much money do you need to live in a retirement community** is a complex question with no single answer, as costs vary dramatically based on many factors.

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4 min

Understanding if an Assisted Living Facility Can Take Your Home

According to the National Investment Center for Seniors Housing & Care, the median cost of assisted living can be over $5,000 per month, raising valid concerns about funding and asset protection. This makes the question 'can an assisted living facility take your home?' a critical one for many families seeking to plan for the future. Understanding the financial implications is essential for navigating the complex landscape of senior care with confidence.

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7 min

What Happens with Assisted Living When Money Runs Out?

According to the Genworth Cost of Care Survey 2024, the median monthly cost for assisted living in the U.S. is over $5,000, making long-term care a significant financial burden for many families. Understanding what happens with assisted living when money runs out is crucial for proactive planning and securing continued care.

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5 min

Is Independent Living Less Expensive Than Assisted Living?

While exact costs vary by location and services, reports show independent living can be around 40% less expensive than assisted living. This makes the question, **Is independent living less expensive than assisted living?**, crucial for senior living financial planning.

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4 min

Does Social Security Pay For Assisted Living Facilities?

According to a 2024 study, the average Social Security benefit only covers a fraction of typical assisted living costs. For many seniors and their families, the question of whether or not **does Social Security pay for assisted living facilities?** is a critical starting point in financial planning.

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4 min

Which state has the cheapest assisted living?

With the national median cost of assisted living projected at over $6,100 per month in 2025, many families are asking: **Which state has the cheapest assisted living?** The answer is not a single state but rather a handful of regions, with Mississippi consistently emerging as a top contender due to its low cost of living, saving thousands of dollars annually for retirees.

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5 min

Do assisted living facilities take all of your money? The truth about costs.

According to the Genworth Cost of Care Survey, the median monthly cost of assisted living in the U.S. is significant, raising a common and understandable fear: "Do assisted living facilities take all of your money?" The truth is far more nuanced than this misconception, with costs managed through strategic financial planning rather than an outright seizure of assets.

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7 min

Navigating Senior Finances: How can seniors pay for assisted living?

With the median national cost of assisted living exceeding $5,000 per month, it's no wonder many families are concerned about financing. The truth is, paying for assisted living is a significant financial challenge, but it is manageable with proper planning and understanding of the options available. So, **how can seniors pay for assisted living** effectively? This comprehensive guide explores the various public and private funding avenues to help secure quality care.

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4 min

What's more expensive, a nursing home or assisted living? Comparing care and costs

According to a 2025 report by A Place for Mom, the national median monthly cost for a private nursing home room is nearly double that of an assisted living facility. This significant price difference naturally leads to the question, "What's more expensive, a nursing home or assisted living?" The simple answer is that nursing homes are substantially more expensive due to the higher level of medical care and supervision they provide.

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