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What is the minimum number of ADLs to qualify for long-term care?

According to the U.S. Department of Health and Human Services, almost one in five seniors aged 65 and older will need long-term care services for more than five years. Understanding **what is the minimum number of ADLs to qualify for long-term care** is crucial for planning, as the requirements vary significantly depending on the type of benefit, from private insurance to government programs like Medicaid and VA Aid and Attendance.