Tag: Financial goals - Healthy Aging Hub

Oct 22, 2025

4 min

At what time should retirement planning begin? A Guide to Securing Your Future

According to Fidelity, saving at least 1x your annual salary by age 30 is a good starting point. Given the potential for long-term growth, a pivotal question for anyone entering the workforce is: **at what time should retirement planning begin?** The authoritative answer is as soon as possible, but strategies vary dramatically by life stage.

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Oct 20, 2025

5 min

What is a good amount of money to retire at 55? Achieving Financial Freedom

According to a recent study, nearly one-third of Americans dream of retiring before the traditional age of 65. For those targeting an early exit, specifically asking, "What is a good amount of money to retire at 55?" is a crucial first step in turning that dream into a tangible plan. This article explores the various factors influencing this significant financial goal.

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Oct 17, 2025

5 min

What is the 70% rule for retirement?

According to financial advisors, a common rule of thumb suggests that to maintain your lifestyle in retirement, you will need to replace approximately 70% to 80% of your pre-retirement income. This guideline is known as the **70% rule for retirement**, and it provides a starting point for estimating how much money you will need to fund your post-working years.

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Oct 15, 2025

7 min

What is the 80% rule for retirees? A simple guideline with crucial caveats

According to Fidelity Investments, many retirees aim to replace between 55% and 80% of their pre-retirement income to maintain their lifestyle. This idea is most famously encapsulated in the guideline known as **what is the 80% rule for retirees?**, which suggests aiming to replace approximately 80% of your pre-retirement income during your golden years. While a helpful starting point, this rule has significant caveats that require a deeper look.

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