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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

4 min

How many months ahead of time should I apply for Social Security?

The Social Security Administration recommends you apply about four months before you want your benefits to start. Planning ahead is a critical step in retirement, and understanding **how many months ahead of time should I apply for Social Security** is essential to receiving your first payment on time.

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4 min

Should I take Social Security at full retirement age or wait?

According to the Center for Retirement Research at Boston College, only a fraction of eligible people wait until age 70 to claim their Social Security benefits. When faced with the question, should I take Social Security at full retirement age or wait, it's crucial to understand the long-term financial implications and how your decision will impact your golden years.

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3 min

What is the largest Social Security check and how is it calculated?

For retirees turning 70 in 2025, the maximum possible Social Security check is $5,108 per month, assuming they had 35 years of maximum-taxable earnings. This large benefit is attainable only by a small percentage of high earners, highlighting the importance of understanding the factors that influence your individual payout.

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4 min

Is it wise to take spousal Social Security benefits?

According to the Social Security Administration, millions of Americans currently receive a spousal benefit. For many couples, this benefit can significantly enhance retirement income, but the decision to claim is complex. A careful evaluation is crucial to determine if it is wise to take spousal Social Security benefits, as the decision has significant long-term financial implications for you and your partner.

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