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Articles related to focusing on healthy aging, prevention, mobility, cognition, nutrition, independence, and caregiving support.

5 min

Can I start my pension at 62? Understanding Early vs. Full Retirement Age

According to the Social Security Administration (SSA), a significant portion of retirees elect to begin their benefits as early as age 62. It's a common and tempting option, but the decision to **can I start my pension at 62?** involves crucial trade-offs, primarily a permanent reduction in your monthly payments. Navigating this choice requires a deep understanding of how both Social Security and private pension plans are affected by an early start.

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5 min

What benefits are retirees entitled to? A Comprehensive Guide

In August 2025, the average monthly Social Security payment for retired workers was over $2,000, illustrating how crucial it is to understand **what benefits are retirees entitled to** to help supplement their retirement income. Navigating the complex landscape of government programs and employer-sponsored plans is essential for ensuring financial security and access to necessary healthcare during your golden years.

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3 min

Was retirement age ever 55? Understanding the historical context

While 55 was never the official full retirement age for US Social Security, a 1996 Bureau of Labor Statistics report showed that nearly three-quarters of private sector workers with defined benefit plans could retire at 55 with 10 years of service. This historical context sheds light on why many people believe **retirement age was ever 55**, and how that relates to specific rules and early retirement planning today.

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3 min

Do Pensions Get a Cost of Living Increase? A Comprehensive Breakdown

According to the National Association of State Retirement Administrators, approximately three-fourths of public pension plans provide some form of a cost-of-living adjustment (COLA). However, this is not true for all pensions, as private sector and some public plans may not offer this crucial inflation protection. The question, "Do pensions get a cost of living increase?" has a nuanced answer that depends heavily on the specific plan and its terms.

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4 min

What was the retirement age in 1970? A historical perspective

In 1970, the full retirement age for Social Security benefits was 65 years old for both men and women, a standard that had remained unchanged for decades. This was part of a dramatically different landscape for retirees, where mandatory retirement was common and pensions were the primary source of guaranteed income.

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3 min

What does the American Retirement Association do?

With over 30,000 members dedicated to the private pension system, the American Retirement Association (ARA) serves as a vital resource for professionals and a powerful voice in shaping retirement policy. So, what does the American Retirement Association do, and how does its work impact the financial security of millions of Americans?

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4 min

What was the retirement age in 1925? No, a formal age did not exist.

In 1920, the average life expectancy for men in the United States was just over 53 years, while for women it was nearly 55. The question of *what was the retirement age in 1925* is complex because no universal, government-mandated retirement age existed. For most Americans, retirement was not a guaranteed stage of life, but rather a privilege or a necessity dictated by physical health and financial circumstances.

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4 min

Understanding What Was the Average Retirement Age in 1900?

In stark contrast to modern life, where retirement is a planned life stage, many people worked until they physically could not in the early 1900s. The question of what was the average retirement age in 1900 reveals a societal landscape with no formal safety nets like Social Security.

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3 min

What benefits do seniors get in Canada?

According to Statistics Canada, the senior population in Canada is the fastest-growing age group. Understanding **what benefits do seniors get in Canada** is a vital step for ensuring financial security and a high quality of life throughout retirement.

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4 min

Which pension plan is best in India for senior citizens?

With India's senior population growing rapidly, securing a steady retirement income is a primary concern for many. Determining which pension plan is best in India for senior citizens depends on individual financial goals, risk appetite, and liquidity requirements.

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