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What are the benefits of AARP at 50? A Complete Guide to Membership Perks

4 min read

While AARP's mission is focused on the needs of the 50+ population, anyone aged 18 or older can become a member to access a range of discounts. For those approaching or newly celebrating their 50th birthday, the question arises: What are the benefits of AARP at 50? This guide explores the valuable resources unlocked at this specific milestone.

Quick Summary

AARP membership at age 50 unlocks significant savings on travel, dining, and insurance, along with providing expert resources for financial planning, career development, and health support. The benefits often far outweigh the low annual membership fee, particularly for those who frequently use the available discounts and tools.

Key Points

  • Access Hundreds of Discounts: AARP membership provides savings on travel (hotels, flights, car rentals), dining, shopping, and everyday services.

  • Boost Your Career: Members gain access to an age-friendly job board, skills training, and free resume reviews to aid in career longevity.

  • Secure Your Finances: Utilize resources like retirement and Social Security calculators, and access fraud prevention services to better manage your money.

  • Support Your Health and Wellness: Get deeper prescription discounts, access to supplemental insurance plans, and wellness programs to stay healthy.

  • Benefit from Advocacy: AARP is a powerful lobbyist for the 50+ population, advocating for important issues like Social Security and Medicare.

  • Free Household Membership: Your partner or another adult in your household can be added for free, allowing them to share in the benefits.

In This Article

Your Gateway to Savings: Travel and Entertainment

As you reach 50, AARP membership begins to offer a multitude of savings that can easily pay for the annual fee. These discounts are not limited to one area but span across travel, entertainment, and everyday expenses, providing tangible value for active individuals.

Travel Deals for the 50+

AARP's travel benefits are among its most well-known advantages. Whether you are a frequent flier or an occasional vacationer, the savings can be substantial. For example, members can receive exclusive deals on flights through partners like British Airways. Hotel discounts are available at major chains, often including perks like free breakfast or late check-out. Furthermore, car rentals with Avis and Budget offer significant savings for members.

  • Flights: Discounts on international flights with specific partners.
  • Hotels: Savings of 5-20% at a wide range of hotel brands.
  • Car Rentals: Up to 30% off base rates with major rental companies.
  • Cruises: Exclusive onboard credits and special pricing on cruise packages.

Entertainment and Dining Perks

Staying socially active is crucial for health and well-being, and AARP helps make it more affordable. Members can save at popular restaurant chains like Outback Steakhouse, Denny's, and Carrabba's. The benefits extend beyond dining to entertainment, with discounts available for local events, movie tickets, and even exclusive online movie screenings. For those who prefer to stay home, the AARP website also offers a large selection of brain-boosting games and puzzles.

Financial Planning and Career Resources

At 50, retirement planning becomes a more immediate and focused topic for many. AARP provides an array of tools and resources to help members prepare for this next phase of life.

Retirement Tools and Guidance

For those looking ahead to retirement, AARP offers valuable calculators and planning tools. These resources help members estimate how much they need to save and optimize when to claim Social Security benefits. Guidance on Medicare enrollment is also a key feature, helping members navigate the often-complex process.

Continuing Your Career

Many individuals at 50 and beyond are not ready to retire. AARP provides robust support for those continuing their careers or seeking new opportunities. The AARP Job Board features listings from employers committed to hiring age-diverse teams, helping to combat ageism in the workforce. Furthermore, members can take advantage of skills-building courses and free resume reviews to stay competitive.

Health, Wellness, and Advocacy

As people age, health becomes an increasingly important focus. AARP provides members with vital resources for managing health and offers a powerful voice for senior-related policy changes.

Comprehensive Health Resources

AARP offers access to a range of health-related products and information. This includes access to supplemental insurance plans for Medicare, dental, and vision coverage. A prescription discount card is also provided, offering deeper savings on medications at participating pharmacies. For those prioritizing fitness, members can access workout videos and gym membership discounts.

AARP's Role as an Advocate

One of the less visible but most impactful benefits of an AARP membership is its powerful advocacy. The organization actively lobbies Congress on behalf of its members, focusing on issues critical to the 50+ population, such as preserving Social Security, strengthening Medicare, and lowering prescription drug costs. By joining, members support these vital efforts that shape national policy.

Comparing AARP Benefits

To put the benefits into perspective, consider a direct comparison of what a 50-year-old might experience with and without a membership.

Feature AARP Member at 50 Non-Member at 50
Travel Savings Access to exclusive hotel, car rental, and flight discounts. Limited to publicly available deals.
Dining Discounts Save 10-15% at popular chain restaurants. Must seek out and use general coupons or special offers.
Career Resources Free resume reviews and access to an age-friendly job board. Search for resources independently, potential for age discrimination.
Health Discounts Deeper discounts on prescriptions, vision, and hearing aids. Pay standard rates for health services and products.
Advocacy Support a powerful organization that lobbies for your interests. No direct voice or influence through an advocacy group.

Making the Right Choice at 50

Deciding whether to join AARP at 50 is a personal choice based on your lifestyle and priorities. If you frequently travel, dine out, or are focused on financial planning for retirement, the savings from the discounts alone can easily exceed the annual membership fee. Beyond the financial benefits, the value of having access to trusted information, health resources, and a strong advocacy voice is significant.

To learn more about all the available perks and resources, consider visiting the official AARP Website and exploring the full range of benefits. The organization provides a free second household membership, so your partner can also enjoy the advantages at no extra cost. By evaluating how you would use the services, you can determine if an AARP membership at 50 is the right investment for you and your family.

Conclusion: AARP at 50 is More Than Just Discounts

For many, turning 50 is a period of transition and new opportunities. An AARP membership is more than just a discount card; it is a comprehensive resource designed to support this life stage. From empowering your finances with planning tools to keeping you healthy and connected with wellness programs and community events, the benefits are diverse. While the discounts are a powerful incentive, the underlying value lies in the reliable resources and influential advocacy that AARP provides, helping you navigate the complexities and joys of life after 50 with confidence.

Frequently Asked Questions

No, AARP membership is open to anyone aged 18 or older. While many benefits are tailored for the 50+ demographic, individuals under 50 can still access most discounts and resources, with certain age-restricted insurance products being the main exception.

For many, yes. The membership can easily pay for itself if you regularly use just a few of the hundreds of discounts available on travel, restaurants, or shopping. The value increases further if you utilize the financial, health, and career resources provided.

At 50, you can benefit from access to retirement and Social Security calculators, financial planning tools, and fraud prevention resources. AARP also partners with financial institutions to offer competitive rates on savings products.

While Medicare plans are for those 65+, members at 50 can take advantage of the AARP Prescription Discounts program, wellness resources, fitness content, and discounts on vision and hearing care through partner providers.

AARP offers resources specifically for older workers, including a job board featuring age-diverse employers, skills-building courses, and free resume reviews. These tools help members stay competitive and find new opportunities.

AARP membership is very affordable. The standard annual rate is low, and there are often promotional rates available for new members and those who sign up for longer terms or automatic renewal.

The advocacy benefit refers to AARP's non-partisan lobbying efforts on behalf of older Americans. By joining, you support an organization that champions issues like affordable prescription drugs, Social Security, and Medicare on a national level.

Yes, a free secondary membership is included for your spouse or another adult in your household. They will receive their own card and access to all the same benefits.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.