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What are the three words to remember for the Medicare wellness exam 2025?

4 min read

According to the Centers for Medicare & Medicaid Services (CMS), a cognitive assessment is a required element of the annual wellness visit. Often included in this screening is a brief memory test asking patients to remember three words to remember for the Medicare wellness exam 2025.

Quick Summary

The cognitive screening during the Medicare annual wellness visit often includes a short memory test where patients are asked to recall three words. This is part of a larger assessment to identify potential cognitive impairment and create a personalized prevention plan, not a full diagnostic exam.

Key Points

  • Three Words Explained: The common phrase "banana, sunrise, chair" is used for a cognitive screening, but the specific words may vary.

  • Wellness Exam vs. Physical: The Annual Wellness Visit is a preventive planning session, not a hands-on physical exam, and focuses on assessing health risks and creating a personalized plan.

  • Cognitive Screening is Required: Detecting cognitive impairment, which includes a brief memory test, is a mandatory part of the Medicare AWV to identify potential issues early.

  • Preparation is Key: To maximize your visit, prepare a list of all medications, providers, and family health history to share with your doctor.

  • The Real Three Words: The most important concepts to remember for your annual visit are prevention, planning, and awareness, which define the true purpose of the exam.

In This Article

The Three Words for Cognitive Screening During a Wellness Exam

The most commonly cited three words used for a Medicare wellness exam memory test are "banana, sunrise, chair". It is important to note that a healthcare provider may use a different set of words. This simple recall test is part of the Mini-Cog screening, one of several tools used to assess cognitive function during the Medicare Annual Wellness Visit (AWV). The provider asks the patient to repeat the words, then engages in conversation before asking them to recall the words again a few minutes later. The purpose of this test is to help identify early signs of memory issues that warrant further evaluation.

Beyond the Three Words: The Full Scope of the Wellness Exam

The cognitive screening is just one component of the comprehensive AWV, a benefit for all Medicare Part B beneficiaries after their first 12 months of coverage. Unlike a traditional physical exam, the AWV is focused on preventive care and creating a personalized health plan.

What the AWV Includes:

  • Health Risk Assessment (HRA): A questionnaire covering demographics, health status, behavioral risks, and daily living activities.
  • Medical and Family History Review: A detailed discussion to identify hereditary risks and update your health record.
  • Physical Measurements: Includes checking your height, weight, and blood pressure.
  • Functional Ability and Safety Assessment: Screening for risks of falling and evaluating your ability to perform daily activities.
  • Review of Current Medications: An evaluation of your prescriptions, over-the-counter medications, and supplements.
  • Depression Screening: Assessment for any risk factors or current symptoms of depression.
  • Personalized Prevention Plan: A five-to-ten-year screening schedule and health advice based on your risk factors.
  • Advance Care Planning: An optional discussion about your future medical care wishes.

Comparing the Medicare Wellness Exam and a Traditional Physical Exam

Many patients confuse the Medicare AWV with a standard physical exam, but they are quite different. The main distinction lies in their purpose, coverage, and the specific procedures involved.

Feature Medicare Annual Wellness Visit (AWV) Traditional Physical Exam
Purpose Preventive care and health planning Comprehensive hands-on assessment and diagnosis
Focus Assessing health risks and creating a prevention plan Diagnosing and treating new or existing medical problems
Physical Examination Limited; includes vital signs and measurements Detailed, hands-on exam (listening to heart/lungs, etc.)
Cost 100% covered by Medicare Part B (after 12 months) Not covered by Medicare; may incur co-pays/deductibles
Problem Management No discussion or treatment for new or chronic illnesses Addresses new symptoms and manages chronic conditions
Included Items Health Risk Assessment, cognitive screening, personalized plan Blood work, lab tests, hands-on physical assessments

Preparing for Your Medicare Wellness Exam

To make the most of your appointment, it's wise to come prepared. Gathering key information beforehand ensures your provider can create the most effective personalized prevention plan.

  • Update your medical history: Have a list of any new diagnoses, surgeries, or hospitalizations since your last visit.
  • Compile a complete medication list: Include all prescription drugs, over-the-counter medications, vitamins, and supplements you are taking, along with dosages.
  • List all your healthcare providers: Write down the names and contact information for any specialists you see.
  • Know your family health history: Gather information on hereditary diseases or conditions that run in your family.
  • Document key dates: Keep a record of recent screenings like mammograms, colonoscopies, and other preventive services.
  • Consider a companion: If you have concerns about memory or cognitive function, consider bringing a family member or caregiver who can offer additional perspective to the doctor.

The Importance of the Cognitive Assessment and Early Detection

While the "three words" task may seem simple, it's a valuable part of the cognitive screening process. Detecting cognitive impairment early is crucial for several reasons. It provides an opportunity to identify potentially reversible causes, like vitamin deficiencies or medication side effects. Early detection also allows for the development of care plans to manage symptoms, improve quality of life, and give patients a voice in their care decisions. If a potential issue is identified during the AWV screening, Medicare covers a separate, more in-depth cognitive assessment to establish a diagnosis and create a focused care plan.

Conclusion

For the Medicare wellness exam in 2025, the phrase "banana, sunrise, chair" serves as a practical example of the brief cognitive test you might encounter. However, the true three words to remember are prevention, planning, and awareness. The entire visit is designed to be a proactive conversation with your doctor, identifying potential health risks and creating a personalized strategy to help you stay well. By focusing on prevention, engaging in thoughtful planning, and remaining aware of your health, you empower both yourself and your healthcare team to navigate your health journey more effectively. This ensures the annual wellness visit is a powerful tool for maintaining your health for years to come.

Understanding the Purpose of a Medicare Annual Wellness Visit (AWV)

Frequently Asked Questions

The three words are used as part of a brief cognitive screening, often the Mini-Cog test, to check for signs of memory loss or cognitive impairment. You are asked to remember the words and recall them later in the exam.

While 'banana, sunrise, chair' is a common example, your provider may use different words. The specific words are not as important as the function of the test, which is to serve as a baseline for your memory.

Not recalling the words does not mean you have a serious problem. It is a tool for your doctor. If you show signs of cognitive impairment, your doctor may recommend a separate, more thorough evaluation and care plan, which is also covered by Medicare.

You should bring a complete list of all medications and supplements you take, the contact information for your other doctors, and any information on your family's medical history.

No, the AWV is not a full head-to-toe physical exam. It is a preventive care planning visit focused on assessing your health risks. A separate visit would be required to address any new or existing medical problems.

You are eligible for a Medicare Annual Wellness Visit once every 12 months, after your first 12 months of Medicare Part B coverage.

If you have Medicare Part B, the annual wellness visit is typically covered at 100%, meaning you pay no deductible or coinsurance, as long as your provider accepts Medicare.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.