AARP's Foundational Pillars: More Than Just Discounts
AARP's mission goes far beyond providing member discounts, although those are a significant draw for many. The organization operates on several key pillars to improve the quality of life for its 50+ members and their families. These include strong advocacy efforts, reliable information resources, community programs, and access to a wide array of products and services through licensed third-party providers. By combining these elements, AARP works to address the wide-ranging needs of older Americans, from economic security to personal fulfillment. Its subsidiaries, such as the AARP Foundation, focus on charitable work to help low-income seniors with necessities like housing and food.
Comprehensive Member Benefits: The Daily Value
One of the most visible aspects of an AARP membership is the extensive network of discounts and benefits. These are designed to help members save money on everything from groceries to major purchases.
Discounts and Travel Perks
- Travel Savings: Members can get discounts on car rentals from companies like Avis and Budget, as well as savings on hotels, cruises, and vacation packages booked through the AARP Travel Center powered by Expedia.
- Dining and Shopping: AARP provides restaurant discounts at numerous national chains and offers coupons for local restaurants. Retail savings can also be found for things like clothing, gifts, and even a Walmart+ annual membership.
- Technology and Entertainment: Savings are available on cell phone plans from providers like Consumer Cellular. Entertainment options include free online games, movie screenings, and discounts on shows like Cirque du Soleil.
Insurance and Health Programs
While AARP is not an insurance company, it licenses its brand to various reputable insurers to offer a range of products to members.
- Health and Medicare Plans: AARP members can access Medicare Supplement and Medicare Advantage plans from UnitedHealthcare. Guidance is also available for navigating the complexities of Medicare enrollment.
- Other Insurance: Life, home, auto, and even pet insurance options are available from different partners, such as New York Life and The Hartford.
- Health and Wellness Resources: The organization provides significant discounts on prescription drugs via the AARP Prescription Discounts program, as well as savings on vision care (LensCrafters, Target Optical) and hearing aids. Online wellness tools and fitness content are also available.
Powerful Advocacy and Political Clout
AARP leverages its large and engaged membership to advocate for legislation and policies that benefit older Americans. This is a core part of what AARP services do.
- Federal and State Lobbying: AARP actively lobbies at all levels of government on issues such as protecting Social Security and Medicare, lowering prescription drug costs, and strengthening support for caregivers.
- Consumer Protection: The Fraud Watch Network helps to protect older Americans from scams by raising awareness and providing educational resources.
- Fighting Ageism: AARP works to combat age discrimination in the workplace and other areas of life, pushing for legislation and working with employers to promote age-friendly hiring practices.
For more information on AARP's public policy work, visit their dedicated advocacy page. Read more about AARP's advocacy efforts
Charitable and Community Initiatives
Through the AARP Foundation, AARP provides charitable programs aimed at reducing poverty and social isolation among older adults.
- AARP Foundation Tax-Aide: This program offers free tax preparation and filing assistance from IRS-certified volunteers to low-to-moderate-income taxpayers, especially those 50 and older.
- Workforce Development: Initiatives like the Senior Community Service Employment Program (SCSEP) provide job training and employment assistance for unemployed adults over 55.
- Food Security Programs: The foundation partners with local organizations to help older adults enroll in programs like SNAP to ensure they have access to healthy food.
- Community Engagement: AARP offers numerous local events, volunteering opportunities, and an online Virtual Community Center with classes and events for learning and fun.
Comparison of AARP Services and Benefits
| Service Category | Specific Offering | Example Benefit |
|---|---|---|
| Advocacy & Community | Government Lobbying | Fights to protect and strengthen Social Security and Medicare. |
| Insurance | Health Plans (via partners) | Access to Medicare Supplement and Medicare Advantage plans. |
| Discounts & Savings | Travel & Entertainment | Up to 35% off car rentals and discounts on cruises and hotels. |
| Charitable Programs | AARP Foundation Tax-Aide | Free tax prep and filing for eligible low-income seniors. |
| Financial Resources | Fraud Watch Network | Educational resources and scam alerts to protect finances. |
Final Thoughts: The True Value of AARP
For millions of Americans, the answer to "what do AARP services do?" is multifaceted and deeply personal. The organization provides tangible financial benefits through discounts and insurance offerings, but also offers invaluable advocacy and charitable programs that address larger societal issues affecting the 50+ population. The combined effect is a powerful support system that helps older adults navigate financial, health, and personal challenges. For many, the value of the membership fee is quickly offset by savings from just a single purchase, but the true impact lies in the community, resources, and peace of mind that AARP's broader services provide.
