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What is higher than assisted living? Understanding Advanced Senior Care

4 min read

According to the National Institute on Aging, skilled nursing facilities, also known as nursing homes, provide a wide range of health and personal care services for those who need more extensive medical attention. For families, knowing what is higher than assisted living is crucial for planning future care needs.

Quick Summary

Beyond assisted living, seniors can find higher levels of care in skilled nursing facilities for round-the-clock medical attention, specialized memory care units for cognitive support, and Continuing Care Retirement Communities that offer a full spectrum of services on one campus.

Key Points

  • Skilled Nursing is Higher: A skilled nursing facility (SNF) provides a much higher level of medical care than assisted living, offering 24/7 nursing and rehabilitation services.

  • Memory Care for Cognitive Needs: Memory care units offer a specialized, secure environment and tailored programs for individuals with Alzheimer's and other forms of dementia.

  • CCRCs Offer a Continuum: Continuing Care Retirement Communities provide a path for residents to move from independent living to assisted living and skilled nursing all on the same campus.

  • Consider Medical Needs: The best option depends heavily on the individual's specific health issues, including the need for constant medical supervision or specialized care.

  • Plan Ahead for Transitions: It is important to discuss and plan for higher levels of care proactively with family and healthcare professionals, rather than waiting for a crisis to occur.

  • Cost Varies by Care Level: Higher levels of care, such as skilled nursing and memory care, are typically more expensive than assisted living due to increased staffing and specialized services.

In This Article

The Continuum of Senior Care Explained

For many seniors, assisted living provides an ideal balance of independence and support with daily tasks. However, as health needs change due to aging, illness, or injury, a higher level of care may become necessary. Understanding the options available beyond assisted living is a critical step in planning for a loved one's future health and wellbeing. These alternatives are designed to address more intensive medical or specialized needs that standard assisted living facilities are not equipped to handle.

Skilled Nursing Facilities (SNFs)

Skilled nursing facilities, often called nursing homes, represent a significant step up in medical care from assisted living. While assisted living provides help with daily activities like bathing and dressing, SNFs offer comprehensive, 24-hour medical care delivered by licensed professionals such as registered nurses and certified nurse aides. This type of care is required for individuals recovering from a major health event, managing a chronic condition, or needing specialized medical treatments.

What to Expect in a Skilled Nursing Facility

  • 24/7 Medical Supervision: Licensed nurses are on staff around the clock to provide continuous monitoring and care.
  • Rehabilitative Services: This includes physical, occupational, and speech therapy, often following a surgery, stroke, or injury.
  • Complex Medical Care: Services can include wound care, IV therapy, injections, and care for feeding tubes.
  • Specialized Diets: Meals are often structured and tailored to specific medical needs and dietary restrictions.
  • Short-Term vs. Long-Term: Stays can be temporary for rehabilitation or long-term for chronic conditions requiring ongoing medical care.

Memory Care

For individuals with Alzheimer's disease, dementia, or other significant cognitive impairments, memory care offers a specialized environment with enhanced security and programs tailored to their needs. While some assisted living facilities may have a memory care wing, a dedicated memory care community provides a higher level of safety and staff expertise.

Key Features of a Memory Care Unit

  • Secured Environment: Units have secured entrances and exits to prevent residents from wandering, a common behavior associated with dementia.
  • Specially Trained Staff: Caregivers receive specific training on managing dementia-related behaviors, communication techniques, and how to create a calm, supportive environment.
  • Structured Routines: Consistent schedules help reduce anxiety and confusion for residents.
  • Therapeutic Activities: Programs are designed to engage cognitive function and provide social interaction in a meaningful way.
  • Higher Staff-to-Resident Ratio: This allows for more personalized attention and supervision.

Continuing Care Retirement Communities (CCRCs)

Continuing Care Retirement Communities, also known as life plan communities, offer a tiered approach to senior living. They include independent living, assisted living, and skilled nursing on a single campus. This model allows residents to age in place, transitioning seamlessly to higher levels of care as their needs change without having to move to a new location.

How a CCRC Works

  1. Independent Living: Residents start in apartments or cottages, enjoying a maintenance-free lifestyle and various amenities.
  2. Assisted Living: Should a resident require assistance with activities of daily living, they can move to the assisted living section of the campus.
  3. Skilled Nursing: For temporary rehabilitation or long-term 24/7 medical care, a transition to the on-site skilled nursing facility is possible.

Deciding Which Option is Right

Making the decision to move a loved one to a higher level of care requires careful consideration of their medical, cognitive, and personal needs. It's often best to involve a physician, a social worker, or a geriatric care manager in the evaluation process.

Comparison of Senior Care Options

Feature Assisted Living Skilled Nursing / Nursing Home Memory Care Continuing Care Retirement Community (CCRC)
Level of Care Assistance with daily activities (ADLs) 24/7 medical care, post-op rehab Specialized dementia care All levels of care on one campus
Environment Residential, apartment-style setting Clinical, hospital-like setting Secure, specialized environment Apartment/cottage to residential to clinical
Medical Services Basic medication management, some nursing on call Advanced medical procedures, therapy, constant monitoring Tailored cognitive and behavioral support All services available on-site
Best For Seniors needing minor help with daily tasks Recovery from illness/injury or chronic conditions Individuals with cognitive decline Long-term planning, aging in place
Cost Generally moderate, depends on services Higher due to 24/7 medical staffing Higher due to specialization and security High entrance fee + monthly fee, cost predictability

How to Plan for the Transition

  • Discuss Options Openly: Have candid conversations with your loved one and family members about their future needs and preferences. Involve them as much as possible in the decision-making process.
  • Consult Professionals: Talk to your loved one's doctor or a geriatric care manager to get a professional assessment of their health needs.
  • Tour Facilities: Visit potential facilities together to observe the environment, meet staff, and ask questions. Take note of the cleanliness, resident activities, and overall atmosphere.
  • Evaluate Finances: Understand the costs involved and explore payment options. This may include long-term care insurance, Medicare/Medicaid eligibility, and personal funds.
  • Prepare for the Move: Transitioning can be stressful. Focusing on the positive aspects—increased safety, better health management, and a supportive community—can help ease the process.

For additional guidance and resources, the federal government's official LongTermCare.gov website provides valuable information on options for long-term care and ways to pay for services.

Conclusion

While assisted living is a great solution for many, it is not the end of the line for senior care. Options like skilled nursing, memory care, and CCRCs offer a ladder of support for when needs progress. By understanding the distinct purposes and features of each type of care, families can make an informed and compassionate decision, ensuring their loved one receives the appropriate level of support to maintain their health, safety, and dignity.

Frequently Asked Questions

The primary distinction is the level of medical care. Assisted living provides help with daily activities in a residential setting, while a nursing home (or skilled nursing facility) offers 24-hour medical care from licensed professionals.

The terms are often used interchangeably, but there can be nuances. A skilled nursing facility typically provides short-term, medically necessary rehabilitation following a hospital stay, while a nursing home is often a more permanent residence for long-term care.

The transition becomes necessary when a person's medical or cognitive needs exceed what assisted living can safely provide. Common triggers include frequent falls, a new medical condition requiring constant monitoring, or the progression of dementia.

Memory care is a specialized type of assisted living for individuals with memory loss. It includes a secured environment to prevent wandering, staff specially trained in dementia care, and structured routines and activities tailored to cognitive impairments.

A CCRC, or life plan community, offers multiple levels of care on a single campus, including independent living, assisted living, and skilled nursing. This allows residents to age in place without moving to a new community as their needs change.

Medicare typically does not cover long-term custodial care in a nursing home. However, it may cover a temporary stay in a skilled nursing facility for rehabilitation after a qualifying hospital stay. It does not cover assisted living.

Payment options can include private funds, long-term care insurance, or government programs like Medicaid, which covers nursing home care for eligible individuals. Costs vary significantly depending on the care type and location.

Your choice should be based on the primary need. If the individual needs 24/7 medical attention and complex care, a skilled nursing facility is appropriate. If their primary challenge is cognitive impairment from dementia, a memory care unit is the better fit.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.