Skip to content

What is Included in a Medicare Wellness Exam?: A Comprehensive Guide

4 min read

According to Medicare, the Annual Wellness Visit (AWV) is a preventive service, not a traditional physical exam. Understanding what is included in a Medicare wellness exam is crucial for beneficiaries to maximize this yearly benefit, which focuses on developing a personalized plan to prevent disease and disability.

Quick Summary

A Medicare Annual Wellness Exam includes a Health Risk Assessment, a review of medical history, routine measurements, and creation of a personalized prevention plan. It focuses on preventive care and identifying health risks rather than a hands-on physical exam for treating new or existing illnesses. A cognitive assessment and screenings for substance use are also part of the visit.

Key Points

  • Preventive, Not Diagnostic: The Medicare wellness exam is not a traditional physical but a preventive visit to create a personalized health plan.

  • Health Risk Assessment (HRA): A key component is completing a questionnaire that assesses your health status, risks, and daily living activities.

  • Routine Measurements: The visit includes recording your height, weight, BMI, and blood pressure to establish a baseline for your health.

  • Cognitive and Depression Screening: Your provider will screen for cognitive impairments and risk factors for depression during the exam.

  • Personalized Plan and Advice: You will receive a personalized prevention plan, a checklist for future screenings, and health advice based on your risk factors.

  • Cost: The visit is covered 100% by Medicare Part B, but any additional diagnostic tests or services resulting from the visit may incur separate costs.

In This Article

The Purpose of Your Medicare Annual Wellness Visit

Contrary to a standard physical, a Medicare Annual Wellness Visit (AWV) is a yearly consultation with your healthcare provider focused entirely on preventative care. The core purpose is to collaborate with your doctor to create or update a personalized prevention plan tailored to your specific health risks and needs. This approach helps identify potential health issues early and can lead to referrals for appropriate screenings, vaccinations, and lifestyle counseling. It is a proactive step toward maintaining your health, rather than a reactive visit to diagnose a new problem.

Key Components of the Wellness Exam

During your Annual Wellness Visit, your healthcare provider will perform several key assessments. The visit is structured to gather comprehensive information about your health without a full, hands-on physical examination.

A. Health Risk Assessment (HRA): You will complete a questionnaire to help your provider evaluate your health and risk factors. The HRA typically covers several areas:

  • Demographic data
  • Self-assessment of your health status
  • Psychosocial and behavioral risks (like depression, stress, and loneliness)
  • Activities of daily living (ADLs) and instrumental activities of daily living (IADLs), such as dressing, cooking, and managing medications.

B. Medical and Family History Review: Your provider will document and review your medical and surgical history, as well as significant family medical events, to identify hereditary conditions that may increase your risk of certain diseases.

C. Routine Measurements: The visit includes basic, routine measurements, which typically consist of:

  • Height
  • Weight and BMI (or waist circumference)
  • Blood pressure
  • Other routine measurements deemed appropriate based on your medical history.

D. Cognitive Assessment: As part of the visit, your provider will perform a cognitive assessment to check for signs of memory loss, dementia, or Alzheimer's disease. If concerns arise, Medicare covers a more thorough follow-up visit.

E. Personalized Prevention Plan: Based on all the information gathered, your provider will develop or update a personalized prevention plan. This includes:

  • A schedule for appropriate preventive screenings and shots over the next 5 to 10 years.
  • A list of risk factors and recommended interventions.
  • Personalized health advice and referrals for wellness programs, such as fall prevention, nutrition, weight loss, or smoking cessation.

F. Medication Review: Your provider will review your current medications, including prescriptions, over-the-counter drugs, and supplements, to identify any potential issues.

G. Advance Care Planning Discussion: You have the option to discuss advance care planning, which involves preparing advance directives to outline your wishes for future medical treatment.

The Key Difference: Wellness Exam vs. Physical Exam

It's a common misconception that the Medicare Wellness Exam is the same as an annual physical. The two visits have different goals and procedures. While both involve reviewing your health, a wellness exam is purely preventive, whereas a physical is a comprehensive, hands-on assessment to diagnose and treat existing problems.

Feature Medicare Annual Wellness Exam Annual Physical Exam (Not Covered by Medicare)
Purpose Develop or update a personalized prevention plan to help you stay healthy. A comprehensive, hands-on checkup to diagnose and treat existing health issues.
Physical Examination No hands-on physical exam, though it does include routine measurements like weight and blood pressure. Includes a hands-on physical exam, with the doctor listening to the heart and lungs, feeling the abdomen, etc..
Cost Typically covered 100% by Medicare Part B with no deductible or copayment, as long as you see a provider who accepts assignment. Not covered by Original Medicare. You are responsible for 100% of the cost unless you have a Medicare Advantage plan that includes it.
Lab Tests Does not typically include lab work or blood tests, though referrals may be given for separate services. Can include blood work, urinalysis, and other diagnostic tests to check for specific conditions.
Primary Focus Prevention, risk assessment, and creating a long-term wellness strategy. Detection and treatment of existing illnesses or medical concerns.
Discussions Health risk assessment, prevention planning, medication review, and advance care planning. Discussing new symptoms, treating specific illnesses, and updating prescriptions for ongoing conditions.

How to Prepare for Your Annual Wellness Visit

To ensure you get the most out of your visit, it's wise to come prepared. Gathering the necessary information beforehand can make the appointment more productive and efficient.

  • Complete the Health Risk Assessment (HRA): Your provider's office may send you the HRA questionnaire to fill out in advance. Taking the time to answer thoughtfully will provide valuable information.
  • Gather Your Information: Have a comprehensive list ready of all your healthcare providers and suppliers, as well as a complete list of your medications, including dosage and frequency. This list should include prescriptions, over-the-counter drugs, vitamins, and supplements.
  • Know Your Family Medical History: Note any significant health events or hereditary conditions in your immediate family (parents, siblings, children).
  • Compile a List of Questions: Write down any questions or concerns you have about your health, wellness, or prevention plan. This is your time to discuss your goals with your provider.

Conclusion

By understanding what is included in a Medicare wellness exam, you can use this annual benefit effectively to develop a proactive, personalized prevention plan. This visit is not a replacement for a traditional physical but serves as a crucial tool for assessing health risks and staying ahead of potential issues. Regular wellness exams, combined with any necessary follow-up care, can help improve health outcomes and provide a solid foundation for your long-term well-being. By preparing with a completed Health Risk Assessment and a list of your health information, you can ensure a productive visit focused on your future health.

For more details, you can visit the official Medicare website at www.medicare.gov.

Frequently Asked Questions

No, a Medicare wellness exam is not the same as a physical exam. The wellness exam focuses on creating a personalized prevention plan and assessing your health risks, while a physical exam is a hands-on assessment to diagnose and treat existing health problems.

You can have a Medicare Annual Wellness Visit once every 12 months, provided you have had Medicare Part B for at least 12 months and have not had a visit within the last 12 months.

The Medicare Annual Wellness Visit is covered at no cost under Medicare Part B, meaning you do not have to pay a deductible or coinsurance, as long as your provider accepts Medicare assignment. However, if other diagnostic tests or treatments are performed during the visit, you may be charged for those.

You should bring a completed Health Risk Assessment (if provided), a list of all your current medications (including supplements), records of any recent screenings or vaccinations, and a list of all your healthcare providers.

During the Health Risk Assessment, you will answer a questionnaire covering your health status, lifestyle, safety, and risks. This information helps your provider tailor your personalized prevention plan.

Advance care planning is an optional discussion during the wellness visit where you can talk with your provider about your future medical treatment wishes and create advance directives.

No, clinical lab tests and blood work are not included as part of the Annual Wellness Visit. Your provider may give you a referral for these tests, but they are billed separately.

References

  1. 1
  2. 2
  3. 3
  4. 4

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.