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What is the difference between home care and a caregiver?

4 min read

According to a 2020 AARP report, nearly one in five Americans provides care to an adult family member, yet many are still confused about what is the difference between home care and a caregiver. A caregiver is an individual who provides direct assistance, while home care refers to the overall range of professional services, which can include skilled medical attention or simple companionship.

Quick Summary

Home care is a professional service encompassing a variety of medical and non-medical supports provided by agencies. A caregiver is the individual, either professional or unpaid, who delivers the direct, hands-on assistance.

Key Points

  • Home Care is a Service: This refers to the broad range of medical and non-medical assistance provided in a person's home, often coordinated by an agency.

  • A Caregiver is a Person: A caregiver is an individual—professional, family member, or volunteer—who provides direct, hands-on care.

  • Scope of Services Varies: Home care services can include skilled nursing, therapy, and basic household help, while a caregiver's duties depend on their training and the client's needs.

  • Training and Certification Differ: Agency-provided home health care includes licensed medical professionals, whereas individual caregivers' qualifications can vary widely.

  • Consider Cost and Oversight: Agency-based home care is generally more expensive but provides oversight and liability coverage; hiring an independent caregiver may be cheaper but places more responsibilities on the hiring party.

  • A Combination is Possible: Many families use a blended approach, combining professional home health care services with personal assistance from a family caregiver.

In This Article

What Defines Home Care?

Home care is a comprehensive service framework that provides support to individuals who need assistance to remain independent in their own homes. It is often organized and managed through a home care agency, which employs and supervises the professionals who deliver the services. Home care services can be broadly categorized into medical and non-medical types, depending on the client's needs.

Non-Medical Home Care Services

This category, also known as personal or companion care, focuses on daily support that doesn't require a licensed medical professional. Examples include:

  • Assistance with daily living activities: This covers bathing, dressing, grooming, and toileting.
  • Companionship: Engaging in conversation, hobbies, or recreational activities to combat loneliness.
  • Household tasks: Light housekeeping, meal preparation, grocery shopping, and laundry.
  • Transportation: Driving the client to and from appointments, social outings, and errands.

Home Health Care (Medical Services)

This more specialized type of home care is delivered by licensed medical professionals and is often prescribed by a physician. It is intended for individuals recovering from an illness, injury, or surgery, or for those with chronic medical conditions. Services may include:

  • Skilled nursing care: Wound care, injections, and medication management.
  • Therapies: Physical, occupational, and speech therapy sessions performed at home.
  • Monitoring: Checking vital signs, such as blood pressure, and managing medical equipment.
  • Medical social work: Providing counseling and connecting clients with community resources.

What Defines a Caregiver?

In the simplest terms, a caregiver is the person who provides direct support to another individual who is unable to fully care for themselves. A caregiver is the individual, whereas home care is the service. This individual can be either a trained professional hired through an agency, an independent contractor, or an unpaid family member or friend.

Types of Caregivers

  • Family caregivers: Unpaid relatives or friends who assist with daily tasks, offering emotional support and companionship.
  • Professional caregivers (or Personal Care Aides): Paid, trained professionals who provide non-medical assistance, often hired through an agency or independently.
  • Home health aides (HHAs): Certified professionals with training to provide basic medical and personal care under the supervision of a licensed healthcare provider.
  • Skilled medical professionals: Licensed nurses or therapists who deliver medical services as part of a home health care plan.

Comparison: Home Care vs. a Caregiver

Feature Home Care (Service) Caregiver (Individual)
Nature The comprehensive range of services provided. The person delivering the care.
Scope of Work Both medical (skilled) and non-medical services, depending on the client's needs. Can be medical or non-medical, depending on their training and licensure.
Provider An agency or organization that coordinates and manages the services. An individual, who may be a family member, hired professional, or volunteer.
Training/Licensing Agencies employ licensed and certified professionals for medical services. Varies widely; can range from untrained family members to certified home health aides or licensed nurses.
Cost & Payment Typically billed hourly through an agency, with potential for insurance or government coverage for skilled services. Varies; can be unpaid (family) or paid privately, with the hiring party potentially responsible for payroll taxes.
Accountability The agency provides a layer of oversight, liability coverage, and backup care. Independent caregivers may have less oversight, and the hiring party takes on more legal and financial responsibility.

How to Determine the Right Choice

When deciding between home care services and hiring a caregiver, consider the specific needs of the individual receiving care. The level of medical expertise required is the most significant differentiating factor.

Assessing Medical Needs

If the individual requires skilled medical attention, such as wound care, medication management, or physical therapy, an agency-based home health care service is the safer and more regulated option. These services ensure that licensed professionals are providing the necessary care under a doctor’s supervision. For example, after a hospital stay for a procedure, a home health service can provide short-term skilled nursing to assist with recovery.

Assessing Non-Medical Needs

For non-medical support, such as help with daily tasks, companionship, or transportation, a professional caregiver—either independent or from an agency—is suitable. This is often a matter of personal preference regarding oversight, flexibility, and cost. An individual who needs simple assistance with household chores or errands may be well-served by a single, trusted caregiver.

The Blended Approach

It is common and effective to use a blended approach, combining both professional home care services and support from a family caregiver. For instance, an agency can provide a home health aide for a few hours each week for bathing and hygiene, while a family member handles meal preparation and companionship during the rest of the week. This can provide comprehensive care while alleviating the burden on family members.

Conclusion

In summary, the distinction lies in the concept: home care is the broad service, while a caregiver is the person providing that service. Home care, typically arranged through an agency, can range from non-medical assistance to skilled medical care. Caregivers can be professionals, volunteers, or family members with varying levels of training. The right choice depends on the specific medical and non-medical needs of the individual, as well as considerations for cost, oversight, and flexibility. By understanding these differences, families can make an informed decision to ensure the best possible support for their loved ones.


For more resources and guidance on understanding caregiving, consider visiting the National Alliance for Caregiving website at caregiving.org.

Frequently Asked Questions

Home care is a professional service usually arranged through an agency that employs and manages paid professionals, though family members may also provide unpaid support concurrently.

Yes, a family member is often an unpaid caregiver who assists with daily tasks, companionship, and emotional support. They are considered informal caregivers, in contrast to hired professionals.

A home health aide (HHA) is a type of professional caregiver who is certified and trained to provide both personal care and basic medical assistance, such as monitoring vital signs, under the supervision of a licensed professional.

Non-medical home care, such as assistance with housekeeping and companionship, is typically paid for out-of-pocket, though some long-term care insurance policies or Medicare Advantage plans may offer coverage.

The decision depends on factors like cost, oversight, and liability. Agencies provide vetted staff and backup care but are more expensive. Hiring independently can be cheaper but requires you to manage hiring, payroll, and liability.

No, not all caregivers require formal training. While professionals like Home Health Aides are certified, family members and volunteers are typically not required to have formal training.

Yes, it is very common for a family caregiver to work alongside professional home care services. This blended approach allows for both skilled medical care and personal companionship.

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.