The Multifaceted Purpose of an AARP Membership
For many, AARP is synonymous with discounts. While saving money is a significant part of the membership's value, it represents only one facet of a much larger mission. The organization, formerly known as the American Association of Retired Persons, rebranded to simply AARP to reflect its broader purpose: empowering people to choose how they live as they age. Its value can be broken down into three key pillars: financial savings, powerful advocacy, and invaluable resources for life's many stages.
Pillar 1: Financial Savings and Member-Only Perks
AARP leverages its massive membership base to secure special pricing and benefits from a vast network of partners. These savings can often offset the low annual membership fee, making it a sound financial decision for those who frequently use the offered services.
Discounts on Travel
- Car Rentals: Members can save up to 35% on base rates with Avis and Budget.
- Hotels and Resorts: Expedia, Best Western, and Choice Hotels are among the many hospitality partners offering savings.
- Cruises and Vacation Packages: Exclusive offers and onboard credits are available through the AARP Travel Center powered by Expedia.
Insurance and Financial Services
- Insurance Products: Through partners like The Hartford and New York Life, AARP members can access auto, homeowners, life, dental, and vision insurance options.
- Financial Tools: Resources and discounts on services related to banking, investments, tax preparation, and identity theft protection are available.
Everyday and Wellness Discounts
- Dining: Enjoy savings of 10% or more at popular restaurants nationwide, including Carrabba's Italian Grill and Denny's.
- Shopping and Groceries: Discounts on groceries, meal delivery services, and tech, including savings on a Walmart+ annual membership.
- Prescription Drugs: The AARP Prescription Discounts provided by Optum Rx program offers savings on medications, with deeper discounts available for members.
Pillar 2: Advocacy and Community Empowerment
Beyond individual benefits, AARP plays a significant role in influencing policy and protecting the interests of older Americans. This advocacy work is a crucial, though often less visible, part of its mission.
- Fighting for Social Security and Medicare: AARP has been a vocal advocate for strengthening and protecting these vital programs, lobbying to prevent cuts and improve benefits.
- Addressing Age Discrimination: The organization actively works to combat age discrimination in the workplace and promote policies that support experienced workers and job seekers.
- Protecting Against Fraud: The AARP Fraud Watch Network offers free resources and alerts to help people of all ages protect themselves from scams.
- Supporting Family Caregivers: AARP champions policies that support family caregivers and provides resources to help them in their crucial roles.
Pillar 3: Resources for a Fulfilling Life
AARP provides a wealth of information and opportunities designed to keep members engaged, healthy, and connected.
- Publications: Members receive subscriptions to AARP The Magazine and the AARP Bulletin, which offer news, advice, and inspiring stories.
- Learning and Enrichment: Access to online courses, educational resources, and brain-stimulating games is available for personal growth.
- Health and Wellness: The AARP Fitness Center offers workout videos, health tips, and access to wellness programs like Calm.
- Volunteer Opportunities: AARP encourages and helps members find ways to give back to their communities through various volunteer programs.
Comparison: AARP Membership vs. Other Senior Discounts
To help determine if the membership is right for you, consider how it stacks up against relying on general senior discounts alone.
| Feature | AARP Membership | General Senior Discounts (Individual) |
|---|---|---|
| Access | Instant, centralized access to a curated network of national and local deals. | Requires individual research and verification for each potential discount. |
| Advocacy | Provides a powerful, collective voice on critical issues impacting older adults. | No inherent advocacy; influence is limited to individual consumer decisions. |
| Resources | Includes comprehensive online tools, publications, and educational content. | Offers no additional resources or support beyond the specific discount. |
| Value | The potential for savings and the value of advocacy can easily outweigh the low annual fee. | Savings may be more sporadic and require more effort to find and use. |
| Community | Fosters a sense of community through events, volunteering, and shared resources. | Lacks a community-building or social engagement aspect. |
Maximizing the Point of an AARP Membership
For the membership to be truly worthwhile, members must actively engage with its offerings. Here are a few tips:
- Download the AARP Now app to have digital access to your membership card and local discounts.
- Regularly browse the AARP website or publications for new deals and educational content.
- Take advantage of the free secondary membership for a spouse or other household member, effectively doubling the value.
- Use the resources for financial planning and fraud prevention to secure your future.
- Engage with the advocacy efforts to support a better quality of life for all older adults.
Ultimately, the point of an AARP membership extends far beyond the surface-level discounts. It represents a combination of financial empowerment, political influence, and comprehensive support for navigating the later stages of life with dignity and purpose. The true value lies in how you choose to utilize the vast network of benefits and resources at your disposal.
For more information on the organization's social mission, visit the AARP Foundation website.
