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What is the point of SilverSneakers? Understanding the benefits

4 min read

According to Tivity Health, the parent company of SilverSneakers, 95% of members rate their health as excellent, very good, or good after participating. This statistic highlights the immense value of the SilverSneakers program, which provides fitness and wellness benefits to eligible seniors, fostering physical and social well-being.

Quick Summary

SilverSneakers is a fitness and wellness program offered at no extra cost to eligible seniors through select Medicare Advantage and Medigap plans, providing access to gym memberships, specialized classes, and a supportive community to improve physical and mental health.

Key Points

  • Fitness Access: SilverSneakers provides eligible seniors with access to thousands of gyms and fitness centers nationwide through select Medicare plans.

  • No Additional Cost: For those with a qualifying Medicare Advantage or Medigap plan, the SilverSneakers membership is available at no extra cost.

  • Holistic Wellness: The program promotes holistic health by offering a combination of physical activity, social interaction, and educational resources.

  • Variety of Options: Benefits include in-person classes like yoga and tai chi, live online sessions (SilverSneakers LIVE), and on-demand videos, catering to all fitness levels.

  • Combats Social Isolation: The program's community aspect helps reduce feelings of loneliness, as members connect with peers in both physical and virtual settings.

  • Improves Health Outcomes: Regular participation has been linked to improved physical and mental well-being, as well as reduced healthcare costs for seniors.

  • Empowers Independence: By helping seniors stay active and mobile, SilverSneakers supports continued independence and a higher quality of life.

In This Article

A comprehensive overview of the SilverSneakers program

SilverSneakers is a health and fitness program designed specifically for adults 65 and older. While it is often mistaken for just a gym membership, its true value lies in its holistic approach to senior wellness, combining physical activity with social engagement. The program's core purpose is to help seniors stay active, connected, and independent as they age, leading to a higher quality of life.

The core purpose: Enhancing senior health

The program is more than just access to fitness equipment; it’s a tool for maintaining and improving overall health. For seniors, regular physical activity is crucial for preventing or delaying many health problems. SilverSneakers addresses key areas of senior health:

  • Stamina: Regular cardio and aerobic activities, such as those offered through SilverSneakers, strengthen the heart and boost lung capacity, helping members stay active longer without fatigue.
  • Strength: Strength training is vital for bone and muscle health. The program offers classes that focus on building and maintaining strength, which can help prevent osteoporosis and improve mobility.
  • Flexibility and Balance: With age, flexibility decreases and the risk of falls increases. SilverSneakers offers yoga, tai chi, and other exercises designed to improve range of motion, coordination, and stability, reducing the risk of injuries.

More than just a gym membership

While access to fitness facilities is a major component, the program's offerings extend far beyond traditional gym use. The SilverSneakers program includes:

  • SilverSneakers LIVE: This feature provides live online classes, workshops on nutrition and stress management, and a supportive community through a virtual platform.
  • FLEX Community Program: This component includes instructor-led classes at non-traditional locations like community centers and parks. Offerings can include activities like yoga, tai chi, and Zumba®.
  • SilverSneakers On-Demand: A library of on-demand workout videos and educational content allows members to exercise and learn at their own pace, from the comfort of their home.
  • Social Connection: A significant benefit is the community aspect. Classes and events provide opportunities for social interaction, which helps combat social isolation and loneliness, factors known to affect health and well-being in older adults.

The financial aspect: How it works with Medicare

One of the most compelling aspects of SilverSneakers is that it comes at no additional cost for those with an eligible Medicare plan. This makes staying active financially accessible for many seniors on a fixed income.

  1. Original Medicare (Parts A & B) does not include SilverSneakers: This is a critical point of clarification for many seniors. Original Medicare does not cover fitness programs or gym memberships.
  2. Medicare Advantage (Part C) coverage: Many Medicare Advantage plans offer SilverSneakers as a supplemental benefit. Individuals must enroll in a participating Part C plan to receive this benefit.
  3. Medigap (Medicare Supplement) coverage: A smaller number of Medigap plans also offer SilverSneakers. This allows beneficiaries with Original Medicare to still access the program without switching to a Medicare Advantage plan, though the availability is more limited.
  4. No cost to eligible members: If you are on a plan that includes SilverSneakers, the membership is free. This eliminates a significant financial barrier to fitness.

SilverSneakers vs. other senior fitness programs

When exploring options, it's helpful to compare SilverSneakers with other senior-focused fitness benefits. A common comparison is with Renew Active, often offered by AARP.

Feature SilverSneakers Renew Active
Availability Offered through many Medicare Advantage and some Medigap plans. Often associated with AARP Medicare plans (UnitedHealthcare).
Focus Strong emphasis on community and social connection through in-person and live online classes. Offers a broad network of gyms, including some premium facilities, and focuses on personalized fitness plans.
Gym Network Vast network of gyms and community centers nationwide. Extensive network, often including more premium and specialty facilities.
Home Options SilverSneakers LIVE and On-Demand videos. Online fitness classes and on-demand workout videos.
Non-Fitness Benefits Online workshops on nutrition, brain health, etc. Brain health program powered by AARP Staying Sharp.

The choice between SilverSneakers and other programs often comes down to personal preference regarding community emphasis, specific gym access, and the overall benefit package of the respective insurance plan.

The long-term impact on wellness

Ultimately, the point of SilverSneakers is to invest in a senior's long-term health and well-being. Regular participation has been linked to lower healthcare costs and fewer hospital admissions among members. By providing a structured, supportive, and accessible pathway to fitness, SilverSneakers empowers seniors to take control of their health, manage chronic conditions, and enjoy a more active and engaged life. The program provides the tools and encouragement needed to make healthy aging a reality for millions.

To learn more about healthy aging and the benefits of regular exercise, consult reputable sources like the National Institute on Aging at the National Institutes of Health.

How to get started with SilverSneakers

  1. Check eligibility: Visit the SilverSneakers website or contact your Medicare insurance provider to confirm if your plan includes the benefit.
  2. Find a location or class: Use the online search tool or app to find participating gyms, community centers, and FLEX classes near you. You can also browse the schedule for online classes.
  3. Get your ID: Once eligible, you will receive a member ID number. This ID is used to sign up at participating locations and access online resources.
  4. Start your journey: Begin with a class or gym visit and become part of the vibrant SilverSneakers community.

Conclusion

So, what is the point of SilverSneakers? It is a multifaceted program designed to combat age-related health decline and social isolation through accessible fitness and community engagement. By leveraging Medicare benefits, it offers a pathway to a healthier, more active lifestyle for seniors, helping them maintain their independence and significantly improve their quality of life. The combination of physical exercise, social interaction, and educational resources makes SilverSneakers a powerful tool for healthy aging.

Frequently Asked Questions

Yes, if you have a qualifying Medicare Advantage or certain Medigap plan that includes SilverSneakers, the membership is at no additional cost to you. Eligibility depends on your specific insurance provider and plan.

No, Original Medicare (Parts A and B) does not cover gym memberships or fitness programs. You must have a Medicare Advantage (Part C) or specific Medigap plan that includes SilverSneakers as a supplemental benefit.

You can use the online search tool on the SilverSneakers website to find participating gyms and community centers near you. If your preferred location isn't listed, you can explore other options in their extensive network.

SilverSneakers offers a variety of classes for all fitness levels. These can include cardio, strength training, yoga, tai chi, and water aerobics. They are available in-person, live online (SilverSneakers LIVE), and on-demand.

You can check your eligibility online by entering your information on the SilverSneakers website, or by contacting your current or prospective Medicare insurance provider directly.

Yes, an eligible SilverSneakers membership allows you to visit any participating location in their nationwide network, which is great for people who travel or prefer to use different facilities for different activities.

SilverSneakers LIVE is the program's virtual platform, offering live, instructor-led fitness classes and health workshops via Zoom. It provides a way to stay active and connected from home.

Beyond physical health, the program helps combat social isolation by connecting seniors with their peers. Classes, online groups, and organized events provide opportunities for social interaction and building friendships.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.