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What is the process for getting into a nursing home? A step-by-step guide

4 min read

According to the Centers for Medicare & Medicaid Services (CMS), federal law mandates that nursing homes perform pre-admission screenings to determine medical eligibility for residents. Knowing what is the process for getting into a nursing home? is crucial for families seeking to ensure a smooth transition and find appropriate care.

Quick Summary

The process for entering a nursing home typically involves several key stages, including a medical evaluation to confirm the need for skilled nursing care, a financial assessment to determine payment options, researching and selecting a facility, and completing extensive admissions paperwork. It can feel daunting, but understanding the steps helps simplify the journey.

Key Points

  • Medical Eligibility is First: A physician must certify the need for a "nursing facility level of care" (NFLOC) based on a functional and medical assessment.

  • Financial Planning is Critical: Families must assess how to pay for care, understanding the limitations and requirements of private pay, Medicare, Medicaid, and long-term care insurance.

  • Researching Facilities is a Must: Use tools like Medicare.gov's Nursing Home Compare and conduct in-person visits to select the best fit for your loved one's needs.

  • Paperwork is Extensive: Gather all necessary medical, financial, and legal documents in advance to expedite the admissions process.

  • Emergency Admission is Possible: In urgent situations, the process is accelerated, and local agencies can assist with finding immediate placement options.

  • Care Plan is Collaborative: After admission, a formal care plan is created with staff, the resident, and family, and it is updated as needs change.

In This Article

Understanding the Nursing Home Admission Process

Transitioning a loved one into a nursing home is a significant life event that requires careful planning and preparation. While it can be an emotionally and logistically challenging time for families, understanding the steps involved can provide a sense of control and clarity. The process is not a single action but a series of interconnected stages that ensure a resident receives the appropriate level of care and that the facility's and family's needs are met.

Step 1: Medical and Functional Assessment

The foundation of the nursing home admission process is the medical and functional assessment of the potential resident. This evaluation determines if the individual meets the state's criteria for a "nursing facility level of care" (NFLOC). This determination can be made by a primary care physician, a hospital social worker, or another qualified healthcare professional.

  • Reviewing the Medical Needs: The physician will assess the individual's current health status, including any chronic illnesses, recent hospitalizations, and the need for ongoing medical care, such as wound care, injections, or therapy.
  • Evaluating Activities of Daily Living (ADLs): Healthcare teams use standardized assessment tools to measure an individual's ability to perform basic daily tasks independently. These ADLs include:
    • Mobility (e.g., moving in and out of beds and chairs)
    • Bathing and grooming
    • Dressing
    • Eating
    • Toileting
  • Assessing Cognitive and Behavioral Status: For those with dementia, Alzheimer's, or other cognitive impairments, a mental health screening known as the Pre-Admission Screening and Annual Resident Review (PASARR) is required for facilities participating in Medicare and Medicaid. This determines if the individual's needs can be met in a nursing home or if a specialized setting is necessary.

Step 2: Exploring and Planning Finances

Paying for nursing home care is a major consideration for most families. The financial assessment is crucial for determining how care will be funded. Nursing homes will require full financial disclosure before or upon admission.

Comparing Payment Options

Payment Source Coverage Type Duration Common Requirements/Limitations
Private Pay All-inclusive care, room, and board. Unlimited, as long as funds last. Requires personal savings, retirement funds, or other assets.
Medicare Short-term skilled nursing care (up to 100 days). Maximum of 100 days per 'benefit period'. Requires a qualifying hospital stay of at least three consecutive days. Only covers rehabilitative care, not long-term custodial care.
Medicaid Long-term care for those with limited income and assets. Unlimited, for as long as needed. Strict income and asset limits apply (vary by state). Patient may need to 'spend down' assets to qualify.
Long-Term Care Insurance Varies widely by policy, can cover custodial and skilled care. Determined by policy limits. Must have purchased the policy before needing care. Can have high premiums.

Step 3: Researching and Selecting a Facility

Choosing the right nursing home is a highly personal decision based on location, care services, quality, and culture. Thorough research is essential.

  1. Use Online Resources: Utilize government-run websites like Medicare.gov's Nursing Home Compare tool to find and compare facilities based on ratings, health inspections, and staffing levels. You can filter for facilities that accept Medicaid.
  2. Contact Local Agencies: Reach out to your local Area Agency on Aging (AAA) for guidance on local resources and support.
  3. Visit in Person: Always visit prospective facilities. Ask questions about the staff-to-resident ratio, activities offered, dining options, and specialized care units.
  4. Check for Specializations: If your loved one has specific needs, such as memory care, ensure the facility has a specialized unit or staff trained to address those issues.

Step 4: Compiling Admissions Paperwork

This is often the most time-consuming part of the process, requiring a significant amount of documentation. Facilities will have their own admissions packet, but common documents include:

  • A physician's order for admission.
  • A copy of the state-required form certifying the need for nursing home care.
  • Medical history and physical examination results.
  • A list of all medications and treatment orders.
  • Proof of immunizations (e.g., negative TB test, flu and pneumonia vaccines).
  • Financial paperwork (e.g., Social Security card, Medicare/Medicaid information, bank statements).
  • Legal documents like Power of Attorney (POA) or advance directives.

Many nursing homes will have an admissions coordinator or social worker to help you through this paperwork, which is a crucial part of the process for getting into a nursing home.

Step 5: The Move-In and Care Planning

Once all paperwork is complete and a bed is available, the final steps involve coordinating the move and establishing the resident's care plan. The nursing home staff will work with the resident, family, and medical team to develop a formal care plan, which details the resident's medical, dietary, and social needs.

  • Initial Transition: The first few weeks are a period of adjustment for the resident. Family support can be vital during this time.
  • Ongoing Assessments: The care plan is a dynamic document that is updated regularly, often every three months or more frequently if the resident's condition changes. Communication with staff is key.
  • Patient Rights: Families and residents should be aware of their rights during and after admission. The Medicare rights and protections page offers valuable information.

Emergency Admissions

In emergency situations, such as a sudden illness or injury, the admission process is accelerated. Facilities are equipped to handle these placements, often bypassing waitlists. While the core requirements remain the same, the timeline is compressed. This is particularly relevant if a primary caregiver suddenly becomes unavailable. Local Area Agencies on Aging can assist in finding immediate placement options.

Conclusion

The process for getting into a nursing home is a multi-faceted journey that starts with a clear-eyed medical evaluation and ends with a smooth transition into a new living environment. By methodically addressing each step—from medical eligibility and financial planning to facility selection and paperwork—families can make informed decisions. Although challenging, proper preparation and leveraging available resources can significantly ease the burden, allowing the focus to shift toward ensuring the best possible care for your loved one.

Frequently Asked Questions

A physician or other qualified healthcare professional determines if an individual meets the state's criteria for a nursing facility level of care (NFLOC) through a medical and functional assessment.

No, Medicare only covers short-term, skilled nursing care for a maximum of 100 days per benefit period, and only after a qualifying hospital stay. It does not cover long-term custodial care.

Start by gathering all financial documents, including bank statements, insurance policies, and information on any assets. Consult with an elder law attorney or certified Medicaid planner if assets exceed state limits.

Yes, most nursing homes can accommodate emergency placements in situations like a sudden illness or a primary caregiver's unavailability. The process is typically expedited.

PASARR is a federal requirement for nursing homes to screen potential residents for mental illness or intellectual disabilities to ensure the facility can meet their specific needs. It applies to facilities participating in Medicare and Medicaid.

Common legal documents include a Medical Power of Attorney (POA), advance directives, and a living will. These ensure a designated person can make health and financial decisions.

If an application is denied, particularly for Medicaid, you can appeal the decision. It is recommended to seek guidance from an elder law attorney or advocate to understand the reasons for denial and the next steps.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.