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Where Can I Use My AARP Membership Card? A Comprehensive Guide

5 min read

Over 38 million Americans are AARP members, and a significant portion of them utilize the wide range of benefits and discounts. This guide will clarify exactly where can I use my AARP membership card, detailing the many opportunities to save on everything from daily purchases to travel and entertainment.

Quick Summary

An AARP membership card can be used across thousands of participating national and local businesses, offering discounts on travel, restaurants, shopping, and insurance, as well as access to exclusive resources and events.

Key Points

  • Travel Savings: Get significant discounts on hotels, car rentals (like Avis and Budget), cruises, and vacation packages through the AARP Travel Center and partner sites.

  • Dining Discounts: Save 10–15% at popular national restaurant chains such as Denny's, Outback Steakhouse, and Bonefish Grill by presenting your card.

  • Health and Wellness: Utilize the AARP Prescription Discounts program and save on vision care at LensCrafters and hearing aids through specialized programs.

  • Shopping and Retail: Enjoy discounts on everyday items with an annual Walmart+ membership deal and savings on services like Valvoline oil changes and shipments at The UPS Store.

  • Access the App: The AARP Now app provides a digital card, location-based deals, and access to all benefits on the go, making it easy to find savings wherever you are.

  • More Than Discounts: The membership includes access to valuable resources like financial planning, career services, exclusive rewards, and free online games and movie screenings.

In This Article

Your AARP Card: The Key to a World of Discounts

Your AARP membership card is a gateway to exclusive savings that extend far beyond a few retail stores. The program partners with a vast network of businesses to offer valuable discounts across a wide array of categories. From dining out to planning a vacation or managing your healthcare, understanding the full scope of your benefits is the first step toward maximizing your savings.

Travel and Hotel Discounts

One of the most popular and substantial benefits of an AARP membership is the extensive list of travel discounts. Members can save significantly on everything from a weekend getaway to an international cruise.

  • Hotels: Enjoy discounts at major hotel chains, including Wyndham, Best Western, Choice Hotels, and more. The AARP Travel Center powered by Expedia also offers exclusive deals on hotels and resorts.
  • Car Rentals: Save up to 35% on base rates with providers like Avis and Budget. Members also get discounts with Budget Truck Rental.
  • Cruises: Receive special onboard credit and exclusive discounts on select sailings with lines like Holland America and Collette.
  • Flights and Vacation Packages: Get deals on vacation packages and airfare through the AARP Travel Center. Members can also save on flights with British Airways.

Restaurant and Dining Savings

Your AARP card can help cut down on your dining expenses, whether you're eating out or ordering in. A large number of national and local restaurants participate in the program.

  • National Chains: Enjoy discounts at popular restaurants like Denny's (15% off), Outback Steakhouse (10% off), Bonefish Grill (10% off), and Carrabba's Italian Grill (10% off).
  • Casual Dining: Find savings at other familiar spots, including Cinnabon, Auntie Anne's, and various Landry's Inc. restaurants.
  • Delivery Services: Get discounts on food delivery, with offers from services like DoorDash.

Health and Wellness Benefits

AARP offers a range of benefits aimed at helping you stay healthy and manage healthcare costs, which is a key part of healthy aging.

  • Prescription Discounts: The AARP Prescription Discounts provided by Optum Rx can help you save on FDA-approved medications at over 66,000 pharmacies, including Walgreens, CVS, and Walmart.
  • Vision and Hearing: Save on eyeglasses and exams at LensCrafters and Target Optical. The AARP Hearing Solutions program also offers discounts on hearing aids and free hearing tests.
  • Insurance: Access insurance options covering Medicare plans, dental, vision, long-term care, and life insurance from trusted providers.

Shopping and Retail Offers

Everyday purchases and bigger-ticket items can all be cheaper with an AARP membership. From groceries to electronics, the savings add up.

  • Groceries: Members can save $20 on an annual Walmart+ membership.
  • Home & Technology: Get discounts on wireless services from Consumer Cellular and other technology and home-related services.
  • Retailers: Unlock savings at various retailers and outlet stores by checking for local coupons or using the AARP Now app.
  • Automotive: Find discounts on services like oil changes at Valvoline and shipments at The UPS Store.

Other Unique Member Perks

The value of an AARP membership goes beyond direct discounts. The organization offers numerous resources and programs to enhance your lifestyle and well-being.

Exclusive Programs and Events

  • AARP Rewards: A free loyalty program that lets members earn points for healthy and engaging activities, which can be redeemed for discounted gift cards, sweepstakes entries, and more.
  • Free Movie Screenings: Get access to online movie screenings through the Movies for Grownups program.
  • AARP Now App: This mobile app provides instant access to your digital card, local deals, news, and events.
  • Local Events: Find local activities, volunteer opportunities, and community gatherings through the AARP network.

Financial and Home Protection

  • Insurance: Access special programs for auto, homeowners, and renters insurance through The Hartford.
  • Work & Finances: Use resources for job searches, financial planning, and retirement guidance.

How to Maximize Your Membership Benefits

To get the most out of your AARP card, follow these simple tips:

  1. Download the App: The AARP Now app is invaluable. It lets you carry your digital membership card, find nearby discounts using your location, and receive alerts for deals you've saved.
  2. Browse the Website: Regularly visit the AARP website to see the full, up-to-date list of partners. New offers are added frequently, and seasonal deals often appear.
  3. Ask Before You Buy: When shopping, dining, or booking, always ask if they offer an AARP discount. Some businesses provide discounts but don't advertise them prominently.
  4. Explore All Categories: Don't limit your search to just one or two areas. Check for savings on everything from travel to tech and entertainment.
  5. Utilize Exclusive Resources: Beyond direct discounts, take advantage of the financial advice, educational materials, and rewards program. These hidden benefits can offer significant value over time.

Comparison of Common Member Benefits

Benefit Category Example Partners How to Use Common Savings
Dining Denny's, Outback Steakhouse, Bonefish Grill, Carrabba's Show physical or digital card at checkout Up to 15% off food and non-alcoholic beverages
Travel Avis, Budget, Wyndham Hotels, Best Western Use member-specific booking codes; show card at check-in Up to 35% off car rentals; 5-10% off hotel rates
Prescriptions CVS, Walgreens, Walmart (via Optum Rx) Use the prescription discount card, which can be printed or accessed via app Savings on FDA-approved medications not covered by insurance
Vision LensCrafters, Target Optical Show membership card at the time of purchase Discounts on complete pairs of glasses, exams
Insurance The Hartford, UnitedHealthcare, New York Life Contact provider directly for member rates Potential discounts on auto, home, and life insurance premiums

Conclusion

Your AARP membership card is a powerful tool for unlocking a wide range of benefits and savings. While many people are familiar with the more common discounts, the true value lies in exploring the full spectrum of offers, including travel, health, and financial resources. By actively engaging with your membership and using the available tools like the AARP Now app, you can ensure you're maximizing your return on investment and enhancing your lifestyle as you age. The opportunities are vast, so take the time to explore all the ways you can use your card to save and live well. For the most current information, it is always best to check the official AARP website. For an authoritative source on the full range of benefits, visit the AARP official benefits page.

Frequently Asked Questions

You can find a comprehensive, up-to-date list of all participating businesses and discounts on the official AARP website. The AARP Now app also features a map-based tool that can show you nearby offers.

It depends. AARP has a partnership with Expedia through the AARP Travel Center, so you can receive benefits there. For other sites, you may need to book directly with the hotel or rental company using a specific AARP booking code to receive the discount.

Most restaurant discounts apply to the entire food and non-alcoholic beverage portion of your bill. Always check with the restaurant beforehand, as some exclusions or specific conditions may apply. It's always a good practice to ask your server.

Yes. If you have the AARP Now app installed on your smartphone, you can pull up your digital membership card, which is accepted by most participating businesses. Some places may also accept your name and membership number.

No, the AARP® Prescription Discounts provided by Optum Rx is a separate program. It offers savings on medications that might not be covered by your existing insurance, or where the discount offers a lower price than your co-pay. The card can be used whether you have insurance or not.

AARP allows you to add one additional household member for free. Once they are added to your account, they will receive their own card and can access all the benefits, including the discounts, just like the primary member.

No, AARP benefits are available to anyone aged 50 or older who is a member, regardless of their employment status. The organization has rebranded from the 'American Association of Retired Persons' to simply 'AARP' to reflect this broader demographic.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.