AARP Membership vs. The Birthday Mailer
One of the most common misconceptions about AARP is that the organization sends you a membership card automatically on your 50th birthday. While it's true that many people begin receiving invitations to join around this time, a physical membership card is only issued once you have enrolled and paid the annual membership fee. AARP is known for its extensive marketing to individuals nearing or reaching the age of 50, but it's important to distinguish between a promotional invitation and the official membership process.
Eligibility: The 50+ Target Age
AARP's primary focus and full range of benefits are designed for people aged 50 and older. This is why they begin sending marketing materials as people approach this milestone birthday. The organization views age 50 as a pivotal point for a number of reasons, including planning for retirement, making important healthcare decisions, and taking advantage of age-specific discounts. However, this does not mean younger people are excluded from joining.
Associate Membership: The 18+ Option
For those under the age of 50, AARP offers an associate membership. Anyone 18 and older can sign up, gaining access to many of the organization's benefits, such as discounts on travel, retail, and dining. However, some specific benefits, particularly certain age-restricted insurance products and financial services, are reserved exclusively for members aged 50 and older.
How to Get Your AARP Membership Card
Receiving your official AARP card is a straightforward process that is initiated by you, not automatically by the organization. Here is a step-by-step guide:
- Complete the Membership Form: You can join AARP by filling out an application, either online or through the mailer you receive. You will need to provide your basic contact information and date of birth.
- Pay the Membership Fee: Select your desired membership term (e.g., one, three, or five years) and provide payment. The fee is typically discounted for your first year or if you choose automatic renewal.
- Receive Your Digital Card: If you sign up online, you will immediately receive a digital membership number and often a printable temporary card. This allows you to start accessing benefits right away.
- Wait for Your Physical Card: A physical card will be sent to your mailing address within a few weeks, typically arriving in about 3 to 4 weeks.
The Waiting Game: How Long Until You Get the Card?
After successfully enrolling, you can expect to receive your physical AARP card in the mail within approximately 3 to 4 weeks. During this waiting period, if you've signed up online, you are not left without access to your benefits. The AARP website and app offer digital versions of your card and membership number, which are often all you need to access discounts and services.
Full Membership vs. Associate Membership: A Comparative Table
| Feature | Full Member (Age 50+) | Associate Member (Age 18-49) |
|---|---|---|
| Eligibility | Age 50 and over | Age 18 and over |
| Full Benefits Access | Yes, including all age-restricted products | Limited, some benefits restricted by law/contract |
| Card Reception | Mailed after enrollment and payment | Mailed after enrollment and payment |
| Advocacy | Can participate in 50+ focused advocacy | Can participate in advocacy efforts |
| Publications | Receive AARP The Magazine and AARP Bulletin | Receive AARP The Magazine and AARP Bulletin |
Why You Might Get AARP Mailers Under 50
The reason for receiving mailers before your 50th birthday is primarily due to data targeting. Companies often purchase mailing lists based on demographics, and AARP is no different. By targeting individuals in their late 40s, AARP can get ahead of the curve and introduce people to their brand and the potential benefits before they even qualify for full membership. This is a common marketing practice and not an indication that you are automatically a member or that a card is coming your way without action.
Benefits Beyond the Card
While the card itself is the physical token of membership, the value of AARP lies in the comprehensive suite of programs and benefits it offers. These include:
- Health and Wellness: Access to resources and discounts on health-related products and services.
- Financial Planning: Tools and information to help with retirement, investing, and managing finances.
- Travel and Leisure: Exclusive discounts on hotels, car rentals, cruises, and vacation packages.
- Advocacy and Community: The organization is a major advocate for older adults, focusing on social security, Medicare, and other key issues.
In conclusion, if you're wondering "at what age does AARP send you a card?," the answer is simple: after you join. While the invitations may feel like a right of passage into your 50s, the official card is a result of a conscious decision to become a paying member.
For more information directly from the source, you can visit the official AARP website.
