Exclusive Discounts and Everyday Savings
One of the most immediate perks for members turning 60 is the extensive list of discounts. AARP leverages its large membership base to secure deals on a wide variety of products and services, helping you stretch your budget further. These discounts cover everyday purchases as well as bigger-ticket items, adding significant value to the low annual membership cost.
Travel and entertainment discounts
For those with more time for leisure, the travel benefits alone can make membership worthwhile. Through the AARP Travel Center powered by Expedia, members can access exclusive deals.
- Hotels: Receive savings of 5% to 25% on hotels and resorts, including chains like Hilton, Choice Hotels, and Best Western.
- Car Rentals: Save up to 35% off base rates at Avis and Budget, often with a free additional driver.
- Cruises and Packages: Get onboard credits and discounts on cruises and vacation packages when booking through the AARP Travel Center.
- Entertainment: Find savings on local activities, theme park tickets, and movie screenings, including up to 40% off e-tickets at select theaters.
Dining and retail offers
Dining out and shopping are also more affordable with an AARP card. Many popular national and local restaurants offer a percentage off your bill.
- Restaurants: Get 10% off at numerous chains, including Outback Steakhouse and Carrabba's Italian Grill, and 15% off at Denny's.
- Groceries: An annual Walmart+ membership can be discounted, offering savings on groceries and gas.
- Retailers: Find discounts on flowers, gifts, and even tech items from various online and in-store retailers.
Insurance and Health Care Resources
As you approach Medicare eligibility at age 65, and with potential health changes in your 60s, AARP provides valuable resources and access to insurance products.
- AARP Medicare Plans: AARP partners with UnitedHealthcare to offer Medicare Advantage, Medicare Supplement, and Medicare Part D plans.
- Vision and Dental: Members can access dental insurance plans administered by Delta Dental and vision plans through VSP, with potential savings on exams, glasses, and lenses.
- Prescription Discounts: The AARP Prescription Discounts program offers savings on FDA-approved medications at over 66,000 pharmacies nationwide.
- Wellness Programs: Stay active and healthy with access to workout videos, wellness events, and discounts on subscriptions to apps like Calm.
Financial Planning and Security
Financial security becomes increasingly important in your 60s. AARP provides tools and services to help members manage their money effectively and plan for the future.
- Estate Planning: Get discounted legal assistance with estate planning documents, including wills and trusts, through partnerships with services like Trust & Will.
- Fraud Protection: AARP offers resources and a fraud resource center to help members protect themselves from identity theft and financial scams.
- Financial Tools: Access to retirement calculators, budgeting tools, and articles on Social Security optimization helps members plan for a stable financial future.
- Banking: Special rates and bonuses on savings accounts and CDs are available through partnerships with financial institutions like Barclays.
Advocacy and Community Engagement
Beyond the tangible discounts, AARP serves as a powerful advocate for older Americans on issues like Medicare, Social Security, and age discrimination. Membership helps support these efforts while also fostering community among peers.
- Political Advocacy: AARP lobbies for policies that protect and benefit people aged 50 and older.
- Community Involvement: Members can get involved in volunteering and local events, fostering social connections and purposeful activity.
- Publications: Membership includes subscriptions to AARP The Magazine and the AARP Bulletin, providing news, resources, and entertainment.
AARP vs. AAA: Which is Right for You?
| Feature | AARP | AAA (American Automobile Association) |
|---|---|---|
| Primary Focus | Comprehensive resources for people 50+, including health, finances, and advocacy. | Automotive services (roadside assistance) and travel discounts. |
| Key Benefits | Discounts on travel, dining, insurance, and health products. Extensive financial, health, and advocacy resources. | Roadside assistance, travel discounts, auto repair savings, and discounts on entertainment. |
| Cost | Low annual fee (e.g., $16 for a standard year in 2025, or less with auto-renewal). | Varies by tier and location, typically higher than AARP. |
| Best For | Individuals primarily seeking a wide range of discounts, insurance options, and comprehensive retirement resources. | Individuals prioritizing auto-related services like roadside assistance. |
| Overlap | Offers discounts on car rentals and some travel benefits through Expedia. | Offers some travel and entertainment discounts similar to AARP. |
Conclusion
Turning 60 is a pivotal time to re-evaluate your resources, and an AARP membership offers a wealth of benefits specifically tailored to this life stage. From significant savings on travel and dining to critical support with health insurance, financial planning, and advocacy, the membership provides tangible value that can enhance your quality of life. The minimal annual fee is often quickly recouped through just a few of the discounts offered, making it a prudent investment for those looking to maximize their budget and resources. For many, the decision to join AARP at 60 is a simple and rewarding choice.
