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Does AARP Really Do Anything For Seniors? A Comprehensive Guide

3 min read

With millions of members and a powerful brand, many still question the organization's true impact for its target audience. So, does AARP really do anything for seniors? The answer is more comprehensive than a simple yes or no, involving a wide array of benefits and influence.

Quick Summary

AARP provides valuable benefits through extensive consumer discounts, broad advocacy for issues like healthcare and Social Security, and a variety of programs and resources for financial, legal, and community support.

Key Points

  • Advocacy Impact: AARP is a powerful lobbyist, actively fighting for seniors' rights regarding Social Security, Medicare, and prescription drug costs.

  • Direct Discounts: Members receive access to a wide variety of discounts on insurance, travel, dining, and retail services that can offset the membership fee.

  • Educational Resources: AARP provides numerous educational resources on health, finances, and caregiving through its publications and online platforms.

  • Community Programs: Initiatives like Tax-Aide, the Fraud Watch Network, and Age-Friendly Communities offer direct, tangible support to older adults.

  • Not Just Discounts: The organization’s work extends far beyond retail perks, focusing on broad policy issues that benefit the entire 50-plus population.

  • Nonpartisan Stance: While politically active, AARP identifies as nonpartisan and does not contribute to political campaigns.

  • Membership Value: The value of an AARP membership depends on individual use, but its collective advocacy benefits all older adults.

In This Article

Understanding the Purpose of AARP

Founded in 1958, AARP is a nonprofit, nonpartisan organization focused on empowering Americans aged 50 and older. It has over 38 million members, including those still working, which led to dropping "Retired Persons" from its name. AARP's work includes member benefits, advocacy, and educational resources.

The Power of AARP's Advocacy and Lobbying

A major part of AARP's efforts is advocating for seniors at state and national levels.

Influencing Legislation

AARP actively lobbies lawmakers on key issues affecting those 50-plus. Key areas include:

  • Social Security: AARP works to protect and strengthen Social Security.
  • Healthcare and Medicare: They advocate for quality healthcare and Medicare, supporting measures like allowing Medicare to negotiate drug prices.
  • Drug Costs: AARP campaigns to lower prescription drug prices.
  • Family Caregivers: The organization advocates for supportive policies for family caregivers.
  • Age Discrimination: AARP fights against age discrimination in the workplace.
  • Stopping Fraud: The AARP Fraud Watch Network provides resources to protect older adults from scams.

The Collective Voice

AARP mobilizes its large membership and volunteers to influence lawmakers, using surveys and community engagement to understand members' needs.

Direct Member Benefits and Discounts

AARP membership provides numerous discounts and benefits that can outweigh the annual fee. These cover various aspects of life:

Insurance and Health Savings

  • Insurance Products: Through partnerships, AARP offers access to health, dental, life, and auto insurance.
  • Prescription Discounts: The AARP Prescription Discounts program offers savings on medications.
  • Vision and Hearing: Members can get discounts on vision exams, glasses, and access hearing care resources.

Travel and Lifestyle Discounts

  • Travel: The AARP Travel Center offers deals on hotels, cars, and cruises.
  • Rental Cars: Discounts are available with major rental companies.
  • Dining and Entertainment: Members can find discounts at restaurants, theaters, and local activities.

Comparison of AARP Benefits vs. Other Organizations

Feature AARP Association of Mature American Citizens (AMAC) National Council on Aging (NCOA)
Membership Fee Low annual cost (e.g., $15-$16 for first year) Low annual cost (e.g., $16) Non-membership, nonprofit organization
Primary Focus Member benefits, broad-based advocacy across many issues Member benefits, conservative political advocacy Nonprofit focusing on independent living, financial and health benefits access
Political Stance Nonpartisan, but has been criticized for supporting certain political agendas Conservative alternative to AARP Nonpartisan advocacy for low-income seniors and benefits access
Member Size Approx. 38-40 million members Approx. 2 million+ members N/A (not a membership organization)
Discounts Wide range of discounts and services Similar range of discounts Connects seniors to benefits programs, not retail discounts
Community Programs Local offices, volunteer opportunities, livable communities initiative Less focused on local community programs compared to AARP Focuses on access to SNAP, Medicare Savings, etc.

Programs, Resources, and Community Involvement

AARP offers educational and community resources for healthy aging and social engagement.

AARP Foundation and Local Assistance

Through the AARP Foundation, the organization helps low-income older adults access benefits like SNAP and Medicare Savings Programs. The Foundation's directory helps locate local assistance. AARP also offers free tax help via its Tax-Aide program.

Educational and Social Resources

  • Publications: AARP The Magazine and AARP Bulletin provide news and lifestyle content.
  • Brain Health: The Staying Sharp program offers resources to boost cognitive function.
  • Online Engagement: AARP provides online games, quizzes, and virtual workshops.
  • Age-Friendly Communities: AARP works with localities to create communities suitable for all ages, focusing on areas like housing and transportation. More information is available on the AARP Livable Communities website.

Conclusion: AARP's Multifaceted Role

AARP's value depends on individual use. While discounts can save members money, its significant impact comes from broad advocacy on critical issues like healthcare, Social Security, and fraud protection. These efforts benefit all individuals aged 50-plus, not just members. Conservative alternatives like AMAC offer similar discounts with a different political focus. Understanding AARP's full scope allows individuals to decide if membership aligns with their needs and values.

Frequently Asked Questions

AARP is a nonprofit organization aimed at empowering Americans aged 50 and older. Its purpose is to advocate for this demographic, provide resources for healthy aging, and offer members a variety of discounts and programs.

Yes, AARP is a very powerful lobbying group that works with federal and state lawmakers on issues important to seniors. They advocate on topics such as Social Security, Medicare, and age discrimination.

No, you do not. AARP removed 'Retired Persons' from its name to reflect its broader mission. While its focus is on people 50 and older, anyone can join for access to its benefits and resources.

AARP members can get discounts on a variety of goods and services. These include travel (hotels, rental cars), insurance (health, auto, home), restaurants, retail, and tech services.

AARP states that it is a nonpartisan organization and does not contribute to political campaigns or candidates. However, its advocacy work on major political issues often aligns with certain political agendas, leading to some criticism.

Alternatives to AARP exist for those seeking different benefits or political alignments. These include organizations like the Association of Mature American Citizens (AMAC), the National Council on Aging (NCOA), and the American Seniors Association.

AARP offers resources such as financial planning tools, retirement calculators, and fraud protection services. Through the AARP Foundation, they also help low-income older adults access benefits and get free tax-filing assistance via the Tax-Aide program.

Yes, AARP advocates for policies that support family caregivers and offers resources to help them manage their responsibilities. This includes a national strategy on caregiving and a hub for information on caregiving solutions.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.