Skip to content

Is Renew Active Replacing Silver Sneakers? Your Guide to Medicare Fitness Plans

4 min read

According to the National Institute on Aging, regular physical activity can significantly improve quality of life and lead to a longer, healthier life for older adults.

To support this, many Medicare plans offer fitness benefits, but changes can cause confusion among beneficiaries. The question, 'Is Renew Active replacing Silver Sneakers?' is one that comes up frequently for seniors navigating their options.

Quick Summary

Renew Active is a separate and distinct fitness program for qualifying UnitedHealthcare Medicare Advantage members and has not replaced the widely available Silver Sneakers program, which is offered by numerous other insurance carriers.

Key Points

  • Separate Programs: Renew Active is a UnitedHealthcare program, while Silver Sneakers is offered by a wide range of other insurers, confirming they are not the same program.

  • Insurer-Dependent: Your eligibility for either Renew Active or Silver Sneakers is entirely determined by your specific Medicare Advantage or Medigap plan.

  • Network and Perks: Renew Active generally boasts a larger network of over 25,000 locations and includes the brain health program Staying Sharp. Silver Sneakers offers a strong focus on community classes via its FLEX program.

  • Personal Preference Matters: The best program for you depends on your priorities, such as gym access, interest in brain health, or a desire for community-led classes.

  • Check Your Plan: Always verify your specific plan's benefits before enrolling, as the availability of these programs varies by carrier and region.

  • Both Are Valuable: Both programs aim to promote healthy aging and provide significant value in terms of gym access, online resources, and community engagement for eligible members.

In This Article

Renew Active vs. Silver Sneakers: The Core Difference

Many seniors who have relied on the popular Silver Sneakers program have recently heard about Renew Active and wonder if it's the new standard. The key distinction is that these are two separate, competing fitness programs tied to different insurance carriers. While some UnitedHealthcare plans did switch from offering Silver Sneakers to their proprietary Renew Active program in recent years, this change only affected those specific plan members. It was not a universal replacement.

Silver Sneakers continues to operate successfully, serving millions of members through its partnerships with a wide range of other Medicare Advantage and Medicare Supplement (Medigap) plans. The right program for you depends entirely on which health insurance plan you choose and what benefits that plan includes.

How Renew Active Works

Renew Active is a fitness and wellness program specifically designed for members of select UnitedHealthcare Medicare Advantage plans. As an exclusive offering, it comes with several unique features:

  • Extensive Network: With over 25,000 participating locations nationwide, Renew Active often offers a larger network of gyms and fitness centers compared to its competitors. This can include access to premium gyms for members seeking more advanced facilities.
  • Mind and Body Focus: A key differentiator is the emphasis on cognitive health. Renew Active includes access to AARP's Staying Sharp® program, which offers engaging brain training games, articles, and other resources to help members exercise their minds.
  • Personalized Fitness: The program offers an annual one-on-one session with a personal trainer to help members set fitness goals and create a personalized plan.
  • Online Community: Members can connect with others and access thousands of workout videos and guided programs through the Renew Active online community powered by Fitbit.

Understanding the Silver Sneakers Program

Silver Sneakers is a long-standing leader in senior fitness, founded in 1992, and is offered as a benefit by a multitude of health insurance companies. It is not tied to a single insurer, giving members more options if they switch carriers. Its benefits include:

  • Broad Availability: Because it's available through many different Medicare Advantage and Medigap plans (including from carriers like Aetna, Humana, and Blue Cross Blue Shield), Silver Sneakers is a widely accessible option.
  • Community-Focused Classes: A hallmark of the program is its emphasis on community. The FLEX Community Program offers instructor-led classes at local venues like parks, recreation centers, and community centers. These classes are tailored for older adults and cover a variety of activities like yoga, Tai Chi, and Zumba.
  • Online and On-Demand Resources: Through the Silver Sneakers GO mobile app, members can track their fitness activities, find locations, and access a large library of on-demand workout videos and live online classes.
  • Supportive Network: The program fosters a strong sense of community, with many social events and a supportive network of fellow participants.

Key Differences at a Glance

To help you compare Renew Active and Silver Sneakers, here is a breakdown of their primary features:

Feature Renew Active Silver Sneakers
Insurance Providers Exclusive to select UnitedHealthcare Medicare Advantage plans. Available through many different Medicare Advantage and Medigap carriers.
Network Size Over 25,000 gyms and fitness locations nationwide. Over 15,000 gyms, community centers, and locations nationwide.
Focus Holistic approach including physical fitness and cognitive health (Staying Sharp®). Strong emphasis on in-person community classes and social events (FLEX).
Online/Digital Online community via Fitbit, personalized fitness plan guidance, and on-demand videos. Silver Sneakers GO app with on-demand videos, live classes, and activity tracking.
Annual Planning Includes a one-on-one session with a fitness professional to set goals. Focuses more on community integration and access to certified instructors via the FLEX program.

How to Choose the Right Program for Your Needs

Deciding between Renew Active and Silver Sneakers is not a matter of one being inherently superior, but rather which program best aligns with your personal fitness goals, preferences, and, most importantly, your health plan. Follow these steps to make an informed decision:

  1. Check Your Plan's Benefits: Start by reviewing the benefits of your current or prospective Medicare Advantage plan. Contacting the insurance provider or checking their website is the most reliable way to confirm which, if any, fitness program is included. It is crucial to remember that you should select a plan based on its comprehensive coverage, costs, and network of doctors, not just the fitness benefit.
  2. Evaluate Your Fitness Priorities: Do you prioritize a wide variety of high-end gym options and are interested in cognitive health activities? Renew Active might be a better fit. Do you prefer structured group classes at local community centers and a strong social component? Silver Sneakers' FLEX program could be ideal for you.
  3. Assess Gym Accessibility: Use the online location-finder tools on both the Renew Active and Silver Sneakers websites. See which program offers more convenient and suitable participating gyms or community centers in your area. This is a vital step, especially if you have a preferred gym chain.
  4. Consider Additional Features: Think about whether the specific extra features, such as Renew Active's Staying Sharp brain health program or Silver Sneakers' app functionality, appeal to you. For example, if you are particularly interested in managing cognitive health, Renew Active has a specific edge.

Making the Best Choice for Your Healthy Aging

The confusion over whether is Renew Active replacing Silver Sneakers is understandable, but the reality is they are two distinct options available to different Medicare plan members. The goal of both programs is to encourage healthy aging through physical activity, and both provide valuable resources to help seniors stay active and engaged.

For more general information on the benefits of physical activity for older adults, the National Institute on Aging is an excellent resource, offering insights on how exercise supports overall health and well-being. By thoroughly researching your health plan's benefits and considering your personal needs, you can confidently choose the program that best supports your fitness journey and helps you live a healthier, more active life.

Frequently Asked Questions

No, Renew Active is not replacing Silver Sneakers. They are two separate fitness programs offered by different insurance carriers. Silver Sneakers continues to operate and be offered by many different plans, just not certain UnitedHealthcare ones.

If you had a UnitedHealthcare-affiliated plan, your insurance may have made a business decision to switch from offering the Silver Sneakers benefit to their proprietary Renew Active program for certain plans, as of 2023.

No, you can only have one or the other. Your eligibility for either program depends on your specific Medicare Advantage or Medigap plan, as they are typically offered as mutually exclusive benefits by competing insurers.

Renew Active typically offers a larger network of participating gyms, with over 25,000 locations nationwide, compared to Silver Sneakers' network of over 15,000.

The 'better' program depends on your insurance coverage and personal preferences. Consider your priority for brain health resources (Renew Active's Staying Sharp) versus community-focused classes (Silver Sneakers' FLEX program), and which program's network offers more convenient gym access.

The best way is to visit the respective program websites and use their eligibility checkers. You can also call your health insurance provider directly to confirm your benefits.

No, Original Medicare (Parts A and B) does not cover gym memberships or fitness programs. You must be enrolled in a qualifying Medicare Advantage (Part C) or Medigap plan to receive these benefits.

References

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.