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Is SilverSneakers Go free? The Details on the App's Cost and Access

4 min read

According to a 2023 study published by the Journal of the American Medical Association, regular physical activity is linked to a lower risk of age-related conditions. It's a great time to be asking: Is SilverSneakers Go free?

Quick Summary

The SilverSneakers Go app is free to download for anyone, but full access to its features, including customized workout plans and digital member ID, requires an eligible Medicare Advantage or Medigap plan. Limited content is available to non-members.

Key Points

  • App is free to download: The SilverSneakers Go app itself can be downloaded at no cost from the App Store or Google Play by anyone.

  • Full access depends on eligibility: To unlock all features, you must have an eligible Medicare Advantage (Part C) or Medigap plan that includes SilverSneakers benefits.

  • Limited features for non-members: If you don't have a qualifying plan, you can still access some basic, free content within the app.

  • Medicare Advantage is key: Original Medicare (Parts A and B) does not cover SilverSneakers; you need a specific supplemental plan.

  • Check your plan: The easiest way to determine your full access is to use the online eligibility tool on the SilverSneakers website or contact your insurance provider.

  • App vs. program: The app is a digital tool for the SilverSneakers program, which also includes gym access and live classes.

In This Article

Understanding the SilverSneakers Go App

SilverSneakers Go is a mobile fitness app designed to make staying active easier for older adults. The app functions as a digital companion to the broader SilverSneakers program, which provides access to gyms and live classes. It was developed by Tivity Health, the company behind SilverSneakers, to help seniors track their fitness goals, find nearby classes, and access on-demand workout content. This allows users to stay engaged with their fitness routine, whether at home or on the go.

Access for SilverSneakers Members

For those enrolled in a qualifying Medicare Advantage or Medicare Supplement (Medigap) plan that includes SilverSneakers benefits, the SilverSneakers Go app is fully accessible and completely free. Your health insurance provider pays for your membership as part of your plan benefits, so there are no extra costs for using the app's full capabilities.

Key features available to eligible members include:

  • Customized workout programs: Tailored 4- to 12-week plans focusing on strength, walking, or meditation.
  • Nearby class finder: Search for thousands of participating gyms and community centers.
  • Digital member ID: An in-app member card for checking in at fitness locations.
  • Activity scheduling: Plan and get reminders for workouts, gym visits, and online classes.
  • Progress tracking: Monitor your fitness journey and celebrate achievements.

Access for Non-Members

If you are not yet a SilverSneakers member, you can still download and use the SilverSneakers Go app for free, but with limited features. This offers a valuable way to sample some of the program's content and decide if it's the right fit for your needs. Limited access often includes a selection of on-demand videos and general fitness tips. While it provides a taste of what SilverSneakers offers, it does not include the personalized programs, live class access, or gym location finder available to full members.

SilverSneakers Go vs. the SilverSneakers Program

It's important to differentiate between the app and the broader program, as they are not the same thing. The app is a tool for accessing the program's benefits, not the entire program itself.

Feature SilverSneakers Go App (Full Access) SilverSneakers Program (In-Person)
Cost Free with eligible Medicare plan Free with eligible Medicare plan
Requires a plan Yes Yes
Workout Location At-home, gym, or anywhere with your phone Participating gyms, community centers, parks
Workout Format Guided video workouts, activity tracking Live, instructor-led classes (FLEX), gym equipment
Access Download via app stores Access with membership ID at locations
Benefits Digital tools, tracking, on-demand videos In-person social interaction, varied amenities, live classes

How to Determine Your Eligibility

To find out if you qualify for a full, no-cost SilverSneakers membership (which includes full access to the app), you need to check your Medicare plan. Since Original Medicare (Part A and Part B) does not cover gym memberships, eligibility depends on having a qualifying Medicare Advantage (Part C) or Medigap plan.

To check your eligibility, you can:

  1. Check online: Use the eligibility tool on the official SilverSneakers website.
  2. Contact your insurer: Call the member services number on your health insurance card and ask if SilverSneakers is included in your plan.
  3. Review plan documents: Look over your benefits summary for any mention of SilverSneakers or fitness programs.

Why some plans include SilverSneakers

Private insurance companies that offer Medicare Advantage and Medigap plans often include supplemental benefits like SilverSneakers to attract new members and promote better health among existing ones. For many older adults, staying active can lead to better health outcomes and lower healthcare costs over time.

The Benefits of Using SilverSneakers Go

Using the SilverSneakers Go app offers numerous benefits beyond just tracking your steps.

  • Flexibility: Workout anytime, anywhere.
  • Motivation: Scheduled activities and progress tracking keep you engaged.
  • Accessibility: Workout videos can be adjusted for your fitness level, making exercise safe and effective.
  • Convenience: Easily find nearby fitness centers and get directions.
  • Community: For eligible members, the app helps connect you to the wider SilverSneakers community, including live online classes.

Expanding Your Fitness Horizon

Even if your current insurance plan doesn't cover the full SilverSneakers program, you have other options. Many community centers and local YMCA branches offer affordable senior programs. Additionally, as mentioned earlier, the SilverSneakers Go app provides some free content for everyone. For more resources on active aging, the National Institute on Aging offers excellent guidelines on exercise and physical activity for older adults. They provide authoritative information and tips for staying healthy at any age, which can be found on their website nia.nih.gov.

Conclusion: The Cost Depends on Your Plan

In short, the SilverSneakers Go app itself is free to download for everyone. However, full access to all its features, including premium workouts and the gym finder, is an included benefit for those with an eligible Medicare Advantage or Medigap plan. Limited features are available at no cost to all users. If you're an older adult looking for a fitness program, checking your insurance benefits is the best first step to unlock the full potential of SilverSneakers Go and its comprehensive senior fitness offerings.

Frequently Asked Questions

Coverage for SilverSneakers is not provided by Original Medicare (Parts A and B). It is offered as a supplemental benefit by certain private insurance companies that provide Medicare Advantage (Part C) and some Medigap plans. You must check with your specific plan to confirm your eligibility.

Non-members who download the app for free have access to a limited selection of on-demand workout videos and general health and wellness tips. They do not have access to customized workout plans, the gym finder, or live online classes.

Once you are confirmed as an eligible member, you can log in to the SilverSneakers Go app to find your digital member ID. This can be used for check-in at participating gym locations.

Yes, if you are a full SilverSneakers member through an eligible Medicare plan. The app's gym finder feature allows you to locate participating fitness centers and view available class schedules.

Insurance providers include SilverSneakers as a benefit to help promote a healthy lifestyle among their members. Staying physically active can improve health outcomes for seniors and can ultimately lead to lower overall healthcare costs.

Yes, the SilverSneakers Go app is available for download on both the Apple App Store for iOS devices and the Google Play Store for Android devices.

If you switch to a plan that doesn't include the SilverSneakers benefit, you will lose access to the full features of the app and the in-person program. However, you can still use the limited, free features available to all users.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.