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What is comparable to SilverSneakers?

4 min read

According to the National Council on Aging, consistent physical activity in older adults can reduce healthcare costs. Finding the right fitness program is key, which is why many individuals ask: What is comparable to SilverSneakers?

Quick Summary

Several programs offer similar benefits to SilverSneakers, including Renew Active (available through UnitedHealthcare) and Silver&Fit (offered by multiple insurers), providing gym access, classes, and online resources for seniors through certain Medicare Advantage and Medigap plans.

Key Points

  • Renew Active: UnitedHealthcare's exclusive alternative, offering a larger gym network, personalized plans with a trainer, and a brain health program via AARP Staying Sharp®.

  • Silver&Fit: A program available through multiple insurers, known for its Home Fitness Kits, Well-Being Club, and options for premium gym access.

  • Local and Community Options: The YMCA and local senior centers provide excellent alternatives with specialized senior classes, social activities, and potential discounts.

  • Digital Fitness: At-home apps like Burnalong and FitOn offer flexibility with on-demand and live-streamed classes, catering to different fitness levels and interests.

  • Check Your Eligibility: Your specific Medicare Advantage or Medigap plan determines which senior fitness program is available to you, so always check with your insurer first.

In This Article

Top fitness programs comparable to SilverSneakers

Many Medicare-eligible adults receive fitness benefits through their insurance, providing access to gyms, classes, and wellness resources. While SilverSneakers is a widely known program, it is not the only option. Several competitors offer similar, and sometimes different, benefits depending on your insurance carrier and personal fitness goals.

Renew Active

Exclusive to UnitedHealthcare Medicare Advantage and Medigap plans, Renew Active is one of the most prominent alternatives to SilverSneakers.

  • Extensive Network: Boasts a large network of over 25,000 gyms and fitness locations, which is even larger than SilverSneakers' network.
  • Personalized Fitness: Includes an annual one-on-one consultation with a personal trainer to develop a customized fitness plan, plus yearly follow-ups.
  • Brain Health Focus: Uniquely incorporates cognitive wellness with access to AARP's Staying Sharp® program, which offers brain health assessments and exercises.
  • Digital Resources: Provides access to thousands of live-streamed and on-demand workout videos, along with the online Fitbit Community for social engagement.

Silver&Fit

Available through various Medicare Advantage and Medigap plans from insurers like Anthem, Blue Cross Blue Shield, and Wellcare, Silver&Fit provides flexible fitness solutions.

  • Multiple Options: Offers no-cost or low-cost access to a vast network of fitness centers, and includes a "premium" option to access specialized studios like yoga or Pilates for an additional fee.
  • Home Fitness Kits: Provides a Home Fitness Kit for members who prefer to work out from home, which may be more appealing to some seniors.
  • Well-Being Club: Offers a digital community platform for social connections, virtual classes, and wellness resources.
  • Connected Devices: Integrates with fitness trackers to motivate and track progress.

YMCA and Local Community Centers

In addition to insurance-backed programs, many seniors can find affordable or free fitness opportunities through local resources.

  • YMCA: The YMCA is known for its comprehensive, senior-friendly facilities and community-focused atmosphere. Many locations offer senior-specific classes, swimming pools, and other amenities. Some YMCAs also partner with various insurance plans, including Silver&Fit and Renew Active, or offer their own senior discounts.
  • Local Senior Centers: These centers often host a variety of low-impact classes, such as Tai Chi, chair yoga, and walking groups, which are often free or very low-cost. They also provide valuable social opportunities.

Digital and On-Demand Options

For those who prefer to exercise at home, a number of online-only platforms provide an excellent alternative.

  • SilverSneakers GO App: Even if your plan doesn't cover gym access, some SilverSneakers' on-demand videos and community features can be accessed through their free mobile app.
  • Burnalong: This digital-first platform partners with some insurance providers and offers a wide variety of live and on-demand fitness classes for all ages, with personalized guidance.
  • FitOn: A popular app with a huge library of free workouts, including many that are senior-friendly. It allows users to connect with a community for motivation.

Comparison of SilverSneakers alternatives

Feature SilverSneakers Renew Active Silver&Fit YMCA Digital-First
Primary Insurer Multiple (Aetna, Humana, etc.) UnitedHealthcare Multiple (Cigna, BCBS, etc.) Local branches, varying partnerships Varies by app/provider
Physical Locations Extensive network (~15,000+) Largest national network (~25,000+) Large network, plus premium options Widespread, community-focused Limited; some partner with gyms
Online/On-Demand Yes, via SilverSneakers GO and Burnalong Yes, plus AARP Staying Sharp® Yes, via Well-Being Club, plus Home Kits Varies by location, some offer virtual classes Yes, primary feature
Extra Benefits FLEX community classes Brain health program, personal training Home fitness kits, Connected™ feature Senior-focused activities, social events Varies (e.g., nutrition, mindfulness)
Cost Free with qualifying Medicare plan Free with qualifying UnitedHealthcare plan Free or low-cost with qualifying plan Varies, potential senior discounts Varies, many free options

How to choose the best program for you

Selecting the right senior fitness program goes beyond simply picking an alternative to SilverSneakers. The best choice depends heavily on your specific needs, location, and the health insurance plan you have.

  1. Check Your Medicare Plan: First and foremost, determine which plans are offered by your specific Medicare Advantage or Medigap provider. Some insurers offer multiple options, while others may only provide one. You should never choose a plan solely for its fitness benefits, but confirm what's available to you.
  2. Evaluate Location and Accessibility: Use the online tools provided by Renew Active and Silver&Fit to search for participating gyms in your specific area. If you travel frequently, a program with a larger, nationwide network may be more suitable. Consider local options like the YMCA as well.
  3. Consider Your Fitness Goals: If you are focused on cognitive health in addition to physical fitness, Renew Active's partnership with AARP Staying Sharp® might be a deciding factor. If you prefer at-home options or specialize in a niche fitness type like Pilates, Silver&Fit's home kits and premium options could be a better fit.
  4. Embrace the Community: Both SilverSneakers and Renew Active emphasize social engagement. Think about whether you prefer large group classes, online communities, or local social gatherings and choose a program that aligns with your preferences.
  5. Utilize Digital Resources: Explore the apps and on-demand content offered by each program. This is especially useful for days when you can't get to the gym or if you prefer the convenience of home workouts.

Final thoughts on senior fitness options

Ultimately, finding a program comparable to SilverSneakers is a matter of personal choice and eligibility based on your health insurance. While Renew Active and Silver&Fit are the most direct competitors, local community centers and digital platforms offer additional flexibility. By carefully comparing your options and considering what is most important to you—be it network size, additional benefits, or social components—you can find the perfect program to help you stay active and healthy. A good starting point is always to call your Medicare provider to understand your specific benefits.

For more information on the various Medicare plans and their benefits, you can consult the official Medicare.gov website.

Frequently Asked Questions

The main difference is the insurance carrier. Renew Active is an exclusive benefit for eligible UnitedHealthcare Medicare plan members, while SilverSneakers is offered by a wider range of insurance companies.

Coverage for a senior fitness program depends on your specific Medicare Advantage or Medigap plan. Original Medicare (Parts A and B) does not cover gym memberships. You must check with your insurance provider or the program's website to confirm your eligibility.

Generally, no. Your insurance plan will offer one or the other as a benefit. You cannot be a member of both programs through your insurance, but you could potentially pay for one out-of-pocket if desired.

Yes, the YMCA is an excellent alternative, often providing senior-specific classes, pools, and a strong community environment. Many YMCAs also accept different insurance fitness benefits, so check with your local branch.

Beyond insurance-provided benefits, many local community centers and digital fitness apps offer free or low-cost classes and resources. For example, the SilverSneakers GO app and FitOn both offer free content.

To find the right program, consider your personal fitness goals, access to different gyms, desire for a premium or at-home experience, and additional benefits like cognitive training. Most importantly, verify your eligibility with your specific Medicare plan.

If your plan doesn't include a fitness program benefit, you can still find affordable options. Look for local senior center classes, ask gyms about senior discounts, and explore free digital fitness apps or video resources like those from SilverSneakers GO.

Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.