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What is elderly health care called? Understanding your options.

3 min read

The number of Americans aged 65 and older is projected to nearly double from 52 million in 2018 to 95 million by 2060, creating a significant need for specialized care options. Understanding the proper terminology, like what is elderly health care called, is the first step toward navigating the complex and varied world of senior support.

Quick Summary

Elderly health care is most formally called geriatrics or geriatric medicine, a medical specialty focused on the health needs of older adults, while the broader study of aging is known as gerontology. Numerous other terms, such as long-term care, memory care, and home health care, describe specific types of services provided to seniors.

Key Points

  • Geriatrics vs. Gerontology: Geriatrics is the medical specialty for older adults, led by a geriatrician, while gerontology is the broader scientific study of aging.

  • Spectrum of Services: Elderly health care isn't a single service but a range of options, including residential care (assisted living, skilled nursing) and in-home services (home health, long-term care).

  • Home Care Options: Home health care is typically short-term, medically necessary care, often covered by Medicare. Long-term care is for extended periods and may not be medical, covering assistance with daily activities.

  • End-of-Life Care: Palliative care focuses on relieving symptoms at any stage of a serious illness, while hospice care is a form of palliative care for the final months of life, focusing on comfort.

  • Financial Planning: Paying for elderly care can involve a mix of personal funds, Medicare (for limited medical needs), Medicaid (for low-income individuals), and private long-term care insurance.

In This Article

What is geriatrics?

Geriatrics is a medical specialty focused on the health of older adults. A geriatrician is a doctor with specialized training in senior health concerns, managing complex conditions, medication use, and issues affecting independence like mobility and memory. This care is often delivered by an interdisciplinary team including nurses, therapists (physical and occupational), social workers, and pharmacists to create a comprehensive plan.

A spectrum of senior care services

The term "elderly health care" covers various services and settings depending on an individual's needs, independence level, and preferences.

Comparison of residential care options

Senior residential care includes several options:

Feature Assisted Living Skilled Nursing Facility Memory Care Independent Living
Best for Seniors needing daily help with ADLs but not 24/7 medical supervision. Individuals requiring a high level of medical care, rehabilitation, or extensive supervision. Residents with Alzheimer's or other forms of dementia. Active seniors who want a maintenance-free lifestyle with access to amenities.
Primary Service Assistance with daily living activities (e.g., bathing, dressing). 24-hour medical care by licensed nurses. Specialized programs and secure environments for dementia patients. Community living with social activities and on-site conveniences.
Environment Apartment-style living with private or shared rooms. Hospital-like setting with shared rooms and medical equipment. Secure, dedicated wing or unit with specialized staff and activities. Private homes, condos, or apartments within a larger complex.
Typical Stay Long-term, permanent residency. Short-term for recovery or long-term for chronic conditions. Long-term, permanent residency. Long-term, permanent residency.

Home health care vs. long-term care

Many seniors prefer 'aging in place' at home. Home health care and long-term care are terms describing in-home support, but they differ.

The role of home health care

Home health care provides medically necessary, part-time services at home, often short-term after hospitalization or injury and potentially covered by Medicare. Services can include skilled nursing and various therapies.

The definition of long-term care

Long-term care is a broader term for medical and non-medical services over an extended period for chronic conditions or disabilities. It is typically not covered by Medicare and helps with daily activities, aiming to maintain quality of life and independence. Long-term care can be provided at home, in assisted living, or a nursing home.

Exploring palliative and hospice care

For serious or life-threatening illnesses, palliative and hospice care offer specialized support.

Palliative care

Palliative care focuses on relieving symptoms and stress of a serious illness at any age or stage, alongside curative treatment, to improve quality of life for the patient and family.

Hospice care

Hospice care is a type of palliative care for the final stages of a terminal illness, focusing on comfort rather than cure. It addresses physical, emotional, and spiritual needs and can be provided in various settings.

The field of gerontology

Gerontology is the multi-disciplinary study of the social, psychological, and biological aspects of aging. Gerontologists study aging's effects but are not medical doctors. Their work influences areas from elder law to senior-friendly design.

The role of a geriatric care manager

A geriatric care manager (Aging Life Care Professional), often a nurse or social worker specializing in geriatrics, assists families in navigating senior care. Services, typically not insurance-covered, include assessing needs, coordinating care, planning, and supporting caregivers.

Understanding the financial aspects of care

Financing senior health care is crucial. Costs vary by care level, and understanding funding sources is key.

Key financial resources

  • Medicare: Federal insurance for those 65+ covering hospital, doctor, and some home health/hospice, but not long-term custodial care.
  • Medicaid: Joint federal/state program for low-income individuals covering medical and some long-term care; eligibility varies by state.
  • Long-term care insurance: Private insurance covering long-term care services at home or in a facility.
  • Personal funds: Savings, pensions, and assets are often used for long-term care costs.

For more information, the National Institute on Aging offers resources like Paying for Long-Term Care.

Conclusion: Finding the right care

While "geriatrics" is the formal medical term, elderly health care encompasses a wide range of services. Understanding options like home health, residential care, palliative care, hospice, and the financial aspects allows families to make informed decisions for senior loved ones, ensuring appropriate support and quality of life.

Frequently Asked Questions

Geriatrics is the medical field focusing on the specific health issues of older adults, with care provided by a geriatrician. Gerontology is the broader study of aging, encompassing social, psychological, and biological aspects, and is not a medical practice.

No, Medicare does not cover all elderly health care needs. It covers medically necessary services, such as doctor visits and hospital stays, but it generally does not cover long-term custodial care in a nursing home or assisted living facility.

A geriatric care manager, also known as an Aging Life Care Professional, is a specialist, often a nurse or social worker, who helps families navigate and coordinate the complex medical, social, and emotional needs of an older adult. This service is typically paid for out-of-pocket.

Activities of Daily Living (ADLs) are basic self-care tasks that people need to perform to live independently. These include bathing, dressing, eating, using the toilet, and transferring (moving from a bed to a chair).

There is no set age for switching to a geriatrician. It is often recommended when an older adult develops multiple chronic conditions, experiences frailty or functional decline, or has a complex medication regimen that a standard primary care physician may not have specialized training to manage.

Palliative care can begin at any stage of a serious illness and is focused on relieving symptoms and stress. Hospice care is a form of palliative care for patients with a terminal diagnosis and a life expectancy of six months or less, who have stopped pursuing curative treatments.

Families can use a combination of strategies, including personal savings, long-term care insurance, and understanding government programs like Medicaid. Researching and planning for these expenses well in advance is crucial, as is using resources like the National Institute on Aging's guide on paying for long-term care.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.