The Evolving Landscape of Senior Fitness
The fitness landscape for older adults, particularly those on Medicare, has seen significant changes in recent years. While Silver Sneakers remains a popular benefit with many Medicare Advantage and Medigap plans, several major insurers have moved to their own proprietary programs. This shift means that the answer to what is replacing Silver Sneakers varies depending on your specific health insurance provider and plan.
Renew Active: The UnitedHealthcare and AARP Alternative
One of the most notable changes occurred when UnitedHealthcare (UHC) and AARP shifted away from Silver Sneakers. Effective for many plans as of 2023, the program was replaced by Renew Active. This program was a response to UHC's goal of offering a wider variety of wellness resources beyond traditional gym access.
Key features of Renew Active:
- Extensive Network: Access to a large network of gyms and fitness centers, including some boutique studios, often with a slightly larger network than Silver Sneakers.
- Brain Health: A unique feature is access to the online brain health program, Staying Sharp, which provides resources and challenges to promote cognitive fitness.
- Personalized Plan: Members receive a one-on-one consultation with a personal trainer to develop a customized fitness plan.
- Fitbit Premium: Depending on the plan, members may get access to Fitbit Premium, offering thousands of workout videos and health tracking.
One Pass: For Kaiser Permanente and Other Plans
Some providers have transitioned to the One Pass fitness program. For example, as of January 1, 2025, Kaiser Permanente transitioned from Silver&Fit to One Pass for its Senior Advantage Plan members. Independence Blue Cross also replaced Silver Sneakers with One Pass for its Medicare Advantage members in 2023.
Key features of One Pass:
- Large Network: A robust network of over 26,000 fitness locations, including independent gyms, YMCAs, and community centers.
- Digital Solutions: Extensive on-demand and live-streaming fitness classes accessible via web, app, and TV.
- Home Fitness Kits: Options for members who prefer to work out at home, including kits for strength, yoga, and dance.
- Social and Cognitive Engagement: Access to thousands of free in-person and digital events, as well as a brain health cognitive training program.
The Status of Silver Sneakers Today
It is important to remember that Silver Sneakers has not been completely replaced. The program is still a valuable benefit offered by many Medicare Advantage and Medigap insurers, including various Blue Cross Blue Shield plans, Aetna, and others. In fact, after initially pulling back, Humana reversed course and continues to offer Silver Sneakers to many of its Medicare plan holders. However, reports in late 2024 indicated Humana was ending Silver Sneakers coverage for some plans in 2025, highlighting the importance of verifying benefits annually.
Comparing Senior Fitness Programs
| Feature | Renew Active | One Pass | Silver Sneakers (with eligible plans) |
|---|---|---|---|
| Associated Insurer(s) | UnitedHealthcare (AARP plans) | Kaiser Permanente, Independence Blue Cross | Aetna, Humana, various BCBS plans |
| Brain Health | Yes, with Staying Sharp | Yes, CogniFit or BrainHQ | No, primarily physical |
| Personalized Plan | Annual 1-on-1 trainer session | No, workout builder available | No, access to classes |
| Online/At-Home | Yes, through Fitbit Premium and online resources | Yes, extensive digital library and home kits | Yes, on-demand video library and FLEX classes |
| Social Activities | Yes, via the Fitbit community and local centers | Yes, many in-person and digital events | Yes, FLEX community program and classes |
What to Do if Your Plan Changed
If you find that your old plan no longer includes Silver Sneakers, your next step depends on your health plan's new offering. Here is a brief guide to navigate the transition:
- Check Your Plan Documents: Read your annual notice of change from your insurer. It will detail any changes to your benefits, including fitness programs.
- Contact Your Insurer: Call the member services number on your insurance card to ask about your fitness benefit options.
- Explore the New Program: If you've been moved to Renew Active or One Pass, visit their website to explore the network of facilities and digital resources available to you.
Consider Your Personal Needs
When evaluating a new program, think about what is most important to you:
- Location: Does the new program include a gym conveniently located near your home?
- Amenities: Are you interested in pools, weight rooms, or specific classes?
- Digital Options: Do you prefer at-home workouts and need access to on-demand videos?
- Holistic Wellness: Do you value the inclusion of brain health or other wellness features?
Conclusion
The fitness landscape for Medicare beneficiaries is more diverse than ever. While some insurers have replaced Silver Sneakers with new programs like Renew Active and One Pass, the original program continues to thrive with many other carriers. The key to staying active is to understand which program is included with your specific Medicare plan and then explore all the options it offers. By taking a proactive approach, you can continue your health and wellness journey seamlessly, regardless of any changes to your fitness benefit. Healthline provides an excellent overview of Silver Sneakers and alternatives.
