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Where do most older adults reside? A look at demographics and living arrangements

4 min read

According to the National Council on Aging, approximately 59% of adults aged 65 and older live with a spouse or partner, and more than a quarter live alone. Understanding where most older adults reside is crucial for grasping senior living trends and the future of senior care.

Quick Summary

The vast majority of older adults live in the community, often choosing to age in place in their own homes rather than moving into institutional settings like nursing homes. This trend is influenced by factors like personal preference, cost, and the availability of community-based support services.

Key Points

  • Majority Age in Place: Most older adults prefer to and successfully age in place, living in their own homes and communities rather than in institutional settings.

  • Florida a Migration Magnet: Florida attracts a significant number of retirees due to its climate, tax policies, and abundant recreational opportunities.

  • California Holds Total Senior Population: Despite migration patterns, California has the highest total number of older adults due to its large overall population.

  • Suburbs on the Rise: A growing number of older adults are residing in low-density suburban and non-metro areas, often to be closer to family.

  • Residential Care Options: Assisted living and nursing homes are options for those requiring more medical assistance, though they house a smaller portion of the senior population.

  • Multigenerational Living: Many older adults, especially those over 85, live with family members, creating multigenerational households that provide support.

In This Article

Aging in Place: The Dominant Living Arrangement

For many older adults, the ideal scenario is to remain in their own homes and communities for as long as possible. This phenomenon, known as "aging in place," is the most common living arrangement for seniors. AARP's 2021 Home and Community Preferences survey found that a significant majority of adults age 50 and older want to remain in their homes as they age. This preference holds strong across the lifespan and was unaffected by the pandemic.

The appeal of aging in place stems from several key factors:

  • Independence and comfort: Staying in a familiar home and neighborhood provides a sense of autonomy and comfort built over decades of memories and routines.
  • Community connections: Maintaining proximity to friends, family, and local social networks is a top priority for many seniors.
  • Cost: For those who own their homes outright, aging in place can be more financially feasible than covering the high costs of assisted living or nursing home care.
  • Personalized modifications: Homes can be modified with assistive devices, such as grab bars, ramps, and accessible showers, to accommodate changing physical needs.

Geographic Distribution and Population Shifts

While aging in place is the most prevalent trend, there are notable geographic concentrations of older adults within the United States. Certain states and regions have become known for attracting large senior populations. These migration patterns are often driven by climate, cost of living, and tax benefits.

California and Florida frequently top the list for total number of seniors due to their large overall populations, but smaller states like Maine and Vermont have a higher percentage of older adults. For instance, Florida remains a popular destination for retirees, attracting a significant net migration of older adults each year.

Where are older adults moving to?

Recent demographic trends show that older adults are increasingly moving to lower-density suburbs and even non-metro areas. This shift is influenced by several factors:

  • Escaping urban density: Some seniors prefer a quieter, less congested lifestyle than that found in major cities.
  • Affordability: Housing in suburban and rural areas is often more affordable than in high-density urban centers.
  • Proximity to family: Many move to be closer to adult children and grandchildren, which often means relocating to the suburbs.

Alternative Living Arrangements: Beyond the Family Home

Despite the strong preference for aging in place, institutional and residential care settings still serve a significant portion of the senior population, particularly as care needs increase with age. It is important to understand the different types of residential care available.

Comparison of Senior Living Options

Feature Aging in Place (Home) Assisted Living Facility Nursing Home (Skilled Nursing)
Independence Level High Medium to High Low
Care Provided Varies (often home health or family care) Assistance with daily living activities (ADLs), medication management 24/7 skilled nursing care, medical services
Cost Varies widely (potentially lower than institutional care) Higher than independent living, varies by facility and services Often the highest cost, for those with significant medical needs
Social Environment Depends on personal initiative and community programs Group activities and shared common areas Varies, can be more restrictive due to medical needs
Typical Resident Active seniors and those with minimal care needs Residents needing some daily support but not intensive medical care Those with chronic or acute medical conditions needing round-the-clock care

The Role of Family and Multigenerational Households

Living with family is another important living arrangement for older adults. Data suggests that a significant percentage of older Americans live in multigenerational households, though this is far more common in some countries than in the United States. In the U.S., about half of Americans aged 85 and older live with family, including spouses or adult children. This arrangement can be a practical solution for both care and financial reasons, allowing family members to provide support while keeping their loved ones close.

The Future of Senior Housing

The trends shaping where older adults reside point toward a future with more diverse housing options. The preference for aging in place is likely to continue, driving demand for home modifications and in-home care services. Additionally, new models of senior housing, such as accessory dwelling units (ADUs) and continuing care retirement communities (CCRCs), are emerging to offer more flexibility.

Supporting this evolution will require addressing challenges like housing affordability and accessibility, as well as ensuring that community-based support services are robust and widely available. Policy initiatives and innovative housing solutions will be critical in meeting the diverse needs of the growing older adult population.

Conclusion

In summary, the most common answer to the question, where do most older adults reside, is in their own homes within their communities. While a smaller percentage lives in residential care facilities, this choice is often made out of medical necessity. Factors influencing residence decisions include personal preference for independence, community ties, cost, and health status. The landscape of senior living is continuously evolving, with a growing emphasis on creative solutions that enable older adults to maintain their independence and quality of life for as long as possible.

For more detailed information on U.S. aging populations and trends, the ACL.gov 2023 Profile of Older Americans is an authoritative source.

Frequently Asked Questions

Most older adults reside in their own homes within their communities, a trend known as "aging in place." The majority live either alone or with a spouse or partner, with only a small percentage living in institutional settings like nursing homes.

When looking at the percentage of the population over 65, states like Maine, Vermont, and Florida consistently rank highest. However, California has the highest total number of senior residents due to its large overall population.

While many older adults receive support from family, the living arrangements vary by age. Around half of Americans aged 85 and older live with family, but globally, multigenerational households are more common than in the US.

Aging in place refers to the ability to live in one's own home and community safely, independently, and comfortably, regardless of age, income, or ability level. It is the most common preference among older adults.

According to recent studies, there is a trend of older adults increasingly living in low-density suburbs and even rural areas, rather than in dense urban centers.

A relatively small percentage of older adults live in nursing homes or other institutional settings. According to the National Institute on Aging, only a single-digit percentage of older adults resides in such facilities at any given time.

Older adults' residential choices are influenced by factors such as personal preference for independence, proximity to family and friends, cost of living, climate, availability of healthcare and community support services, and overall health status.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.