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What Are the Main Benefits of AARP Membership?

4 min read

Approximately 38 million Americans are AARP members, taking advantage of a wide range of offerings designed to improve life as they age. Knowing what are the main benefits of AARP membership can help you decide if joining is the right move for your lifestyle and financial goals.

Quick Summary

AARP membership provides access to extensive discounts on travel, dining, and insurance, along with powerful advocacy on key issues for older adults, valuable health and financial resources, and exclusive publications and programs.

Key Points

  • Savings: Members access exclusive discounts on travel, dining, and more, often recouping the low annual fee quickly.

  • Health: AARP offers extensive health and wellness resources, including online fitness classes, brain health tools, and discounts on prescriptions and vision care.

  • Advocacy: The organization serves as a powerful nonpartisan advocate for older adults on critical issues like Social Security, Medicare, and caregiving.

  • Resources: Get help with important life aspects through resources covering finances, job searching, caregiving, and fraud prevention.

  • Free Membership: A second household membership is included at no extra cost, extending benefits to a partner or family member.

  • Publications: Members receive subscriptions to AARP The Magazine and the AARP Bulletin, filled with expert advice and information.

In This Article

Extensive Discounts and Savings

One of the most widely recognized advantages of AARP membership is the vast array of discounts available across numerous categories. From everyday purchases to major expenses, these savings can quickly exceed the low annual membership fee. A free second membership for a household member also doubles the potential for savings.

Travel Perks

For those who love to travel, AARP membership offers significant savings on hotels, car rentals, flights, and cruises. Members can book through the AARP Travel Center powered by Expedia to receive exclusive deals, such as up to 10% off select hotels and up to 30% off certain car rentals. Specific deals with major brands are also common:

  • Save up to 35% off base rates at Avis and Budget.
  • Get discounts at hotels including Hilton, Best Western, and Radisson.
  • Receive up to $200 off round-trip British Airways flights.
  • Earn up to $100 in onboard credit on select cruises.

Dining and Retail Deals

Dining out and shopping become more affordable with an AARP card. Discounts are available at thousands of locations nationwide, including many popular restaurant chains. Members can find savings at retailers ranging from florists to shoe stores. AARP also offers a grocery coupon center and discounts on certain memberships like Walmart+.

Insurance and Financial Products

AARP members can access a wide range of insurance products from trusted providers, often at exclusive rates. These include endorsed plans for:

  • Auto and Homeowners Insurance: Provided by The Hartford, with potential savings for bundling policies.
  • Dental and Vision Insurance: Coverage is available through partners like Delta Dental and VSP.
  • Health and Medicare Plans: AARP offers various Medicare plans in partnership with UnitedHealthcare.
  • Life Insurance: Options from New York Life are available to members.
  • Pet Insurance: Members can receive discounts on pet health coverage.

Resources for Health and Wellness

Beyond just savings, AARP provides a wealth of resources dedicated to helping members live longer, healthier lives. These programs are particularly valuable for promoting healthy aging.

  • Staying Active: Access free online fitness classes, including pilates and workout videos from experts. AARP also partners to create free outdoor fitness parks.
  • Healthy Eating: Discover expert tips, nutritious recipes, and even discounts on healthy meal delivery services.
  • Brain Health: The Staying Sharp program offers tools and resources to boost memory and improve mental health.
  • Hearing and Vision Care: Members receive discounts on eyewear at LensCrafters and Target Optical, plus access to a free annual hearing test.
  • Prescription Discounts: The AARP Prescription Discounts provided by Optum Rx program offers a free discount card for medications, with members receiving deeper savings.

Advocacy and Community Engagement

AARP is a powerful advocate for older Americans, fighting for social change at the local, state, and national levels. By joining, members support these crucial efforts.

  • Protecting Core Programs: AARP leads efforts to strengthen and protect Social Security and Medicare.
  • Caregiver Support: AARP advocates for family caregiver-support bills to help people live independently.
  • Combating Ageism: The organization actively fights against age discrimination in the workplace and other areas.
  • Community Building: Members can get involved through volunteering opportunities, such as the Tax-Aide program which helps older adults with tax preparation. Resources like Connect2Affect combat social isolation.

Comparison of AARP Membership Benefits

Benefit Category Key Offerings Potential Value Example Providers
Discounts Travel, dining, shopping, auto services Significant annual savings (often > fee) Avis, Budget, Hilton, Outback, Denny's
Insurance Auto, home, health, life, pet plans Access to specialized, competitive rates The Hartford, UnitedHealthcare, New York Life
Health & Wellness Fitness, brain health, hearing, vision Resources, tools, and savings on care Pilates Anytime, LensCrafters, Optum Rx
Advocacy Social Security, Medicare, caregiving Voice in political discussions for 50+ AARP's own advocacy efforts
Information Magazines, bulletins, guides, online tools Stay informed on key issues, benefits AARP The Magazine, AARP Bulletin
Community Volunteering, events, rewards program Engagement, social connection, rewards Tax-Aide, Connect2Affect, AARP Rewards

Informative Publications and Digital Tools

All members receive valuable publications that keep them informed and entertained. Membership includes subscriptions to AARP The Magazine and the AARP Bulletin, which cover topics from health and finance to entertainment. AARP also offers free online games, movie screenings, and an extensive library of eBooks for members.

The AARP Now app provides easy access to a digital membership card, daily news, local events, and savings on the go. The AARP Rewards program allows members to earn points by engaging with AARP content and activities, which can be redeemed for exclusive deals and gift cards.

The True Value of Membership

In conclusion, the question of what are the main benefits of AARP membership reveals a comprehensive package of savings, health support, advocacy, and educational resources. While the discounts on travel and dining are often enough to justify the low annual cost, the real value lies in the broader support system for health, finances, and community engagement. For just a few dollars a month, members gain access to a powerful network designed to enrich life as they age. Whether you are seeking financial savings, health resources, or a platform for positive social change, AARP membership offers substantial benefits that can help you thrive.

Learn more about AARP's official benefits on their website

Frequently Asked Questions

AARP membership is open to anyone 18 or older. While the mission is centered on the needs of the 50+ population, benefits are available to all adult members.

Yes, AARP members can access auto insurance through The Hartford. This program may offer members significant savings and special benefits.

Yes, members receive discounts on hotels, car rentals, cruises, and flights through the AARP Travel Center powered by Expedia and directly with travel partners like Hilton and British Airways.

Yes, AARP offers a wide variety of health and wellness resources. These include online fitness classes, brain health programs, healthy eating tips, and discounts on hearing and vision care.

Yes, AARP offers resources and plans related to Medicare through a partnership with UnitedHealthcare. They also advocate for policies that protect and strengthen Medicare.

Yes, a free secondary membership is included for a spouse or other adult in the household, allowing both individuals to access the full range of benefits.

You can join AARP online through their website, by phone, or by mail. Signing up online offers instant access to your digital membership card and benefits.

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice. Always consult a qualified healthcare provider regarding personal health decisions.